Loans in Marion County, IN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Marion County, IN.
The median household in Marion County earns $66,346 a year, 8% below the Indiana median of $71,957. About 15% of residents live below the federal poverty line, and 43.5% of households rent their home.
What you need for a payday loan in Marion County
Lenders that serve Marion County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Marion County
What Marion County borrowers use it for
gifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Marion County
Payday Loans Legal
Payday loans, called small loans, are legal in Indiana from DFI-licensed lenders under the Uniform Consumer Credit Code, IC 24-4.5-7.
Personal Loans
Supervised loans: 36% to $2,600, 21% to $5,200, 15% above (or 25%).
Title Loans
Indiana small (payday) loans may not be secured by any personal property other than a check or debit authorization, so a payday loan cannot be a title loan.
Banks and credit unions in Marion County
Banks with branches in Marion County
175 FDIC-insured bank branches from 27 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| JPMorgan Chase Bank, National Association | 32 | 111 Monument Cir, Indianapolis 46204 |
| Fifth Third Bank, National Association | 18 | 251 N Illinois St, Indianapolis 46204 |
| PNC Bank, National Association | 16 | 101 W Washington St, Indianapolis 46204 |
| Regions Bank | 16 | 1377 Madison Ave, Indianapolis 46225 |
| The Huntington National Bank | 15 | 45 N Pennsylvania St, Indianapolis 46204 |
| BMO Bank National Association | 12 | 135 N Pennsylvania St, Indianapolis 46204 |
| Old National Bank | 11 | 1 Monument Cir, Indianapolis 46204 |
| Bank of America, National Association | 8 | 301 E Market St, Indianapolis 46204 |
| The National Bank of Indianapolis | 6 | 107 N Pennsylvania St, Indianapolis 46204 |
| First Financial Bank | 6 | 1180 W 86th St, Indianapolis 46260 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Marion County
66 credit-union locations from 26 credit unions.
| Credit union | Location |
|---|---|
| U F C W Local 1776 | 3950 Priority Way South Dr Ste 110, Indianapolis 46240 |
| Finans | 8415 Allison Pointe Blvd, Indianapolis 46250 |
| Everwise | 4705 S Emerson Ave, Indianapolis 46203 |
| Indiana Members | 835 N College Ave, Indianapolis 46202 |
| Forum | 7023 Corporate Dr, Indianapolis 46278 |
| Centra | 4562 N Shadeland Ave, Indianapolis 46226 |
| Elements Financial | 639 S Delaware St, Indianapolis 46225 |
| Fedex Employees Credit Association | 6311 Airway Dr Ste 100, Indianapolis 46241 |
| Indiana University | 8936 Southpointe Dr, Indianapolis 46227 |
| Financial Center First | 7101 E 56Th St, Indianapolis 46226 |
| Family Horizons | 6665 E 21St St, Indianapolis 46219 |
| Harvester Financial | 7020 Brookville Rd, Indianapolis 46239 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Marion County
All Indiana counties and cities
Frequently asked questions
Are payday loans legal in Marion County?
Marion County follows Indiana law. Payday loans, called small loans, are legal in Indiana from DFI-licensed lenders under the Uniform Consumer Credit Code, IC 24-4.5-7.
Are title loans legal in Marion County?
Indiana small (payday) loans may not be secured by any personal property other than a check or debit authorization, so a payday loan cannot be a title loan.
Where can I get a small loan in Marion County?
Options include 175 bank and 66 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Marion County?
Fill out our short online form from anywhere in Marion County. We share it with lenders in our network that serve Indiana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Marion County with bad credit?
Yes, many lenders in our network work with Marion County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Marion County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Marion County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Marion County?
Yes. When an unexpected bill comes up, Marion County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Marion County?
Yes. You don't need to visit a branch or storefront anywhere in Marion County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Indiana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.