Loans in Montgomery County, IN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Montgomery County, IN.
The median household in Montgomery County earns $71,479 a year, about the same as the Indiana median of $71,957. About 10% of residents live below the federal poverty line, and 19.7% of households rent their home.
What you need for a payday loan in Montgomery County
Most Montgomery County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Montgomery County
What Montgomery County borrowers use it for
deposits, trucks and first-week expenses
Medical billspay a doctor, dentist or pharmacy bill now
Need money nowthe fastest options online
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Montgomery County
Payday Loans Legal
Payday loans, called small loans, are legal in Indiana from DFI-licensed lenders under the Uniform Consumer Credit Code, IC 24-4.5-7.
Personal Loans
Supervised loans: 36% to $2,600, 21% to $5,200, 15% above (or 25%).
Title Loans
Indiana small (payday) loans may not be secured by any personal property other than a check or debit authorization, so a payday loan cannot be a title loan.
Banks and credit unions in Montgomery County
Banks with branches in Montgomery County
15 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Hoosier Heartland State Bank | 6 | 100 N Main St, New Ross 47968 |
| The Fountain Trust Company | 3 | 113 W Main St, Darlington 47940 |
| Tri-County Bank & Trust Company | 2 | 101 E South Blvd, Crawfordsville 47933 |
| JPMorgan Chase Bank, National Association | 1 | 200 S Washington St, Crawfordsville 47933 |
| PNC Bank, National Association | 1 | 101 W Main St, Crawfordsville 47933 |
| First Financial Bank | 1 | 221 E Main St, Crawfordsville 47933 |
| First Merchants Bank | 1 | 134 S Washington St, Crawfordsville 47933 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Montgomery County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Everwise | 1570 S Us Highway 231, Crawfordsville 47933 |
| Industrial | 1871 S Us Highway 231, Crawfordsville 47933 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Montgomery County
All Indiana counties and cities
Frequently asked questions
Are payday loans legal in Montgomery County?
Montgomery County follows Indiana law. Payday loans, called small loans, are legal in Indiana from DFI-licensed lenders under the Uniform Consumer Credit Code, IC 24-4.5-7.
Are title loans legal in Montgomery County?
Indiana small (payday) loans may not be secured by any personal property other than a check or debit authorization, so a payday loan cannot be a title loan.
Where can I get a small loan in Montgomery County?
Options include 15 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Montgomery County?
Fill out our short online form from anywhere in Montgomery County. We share it with lenders in our network that serve Indiana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Montgomery County?
Yes. You don't need to visit a branch or storefront anywhere in Montgomery County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Indiana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Montgomery County with bad credit?
Yes, many lenders in our network work with Montgomery County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Montgomery County, IN?
You can apply at banks, credit unions and lenders in Montgomery County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Indiana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Montgomery County?
Yes. When an unexpected bill comes up, Montgomery County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.