Loans in Pulaski County, IN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Pulaski County, IN.
The median household in Pulaski County earns $62,792 a year, 13% below the Indiana median of $71,957. About 12% of residents live below the federal poverty line, and 25.4% of households rent their home.
What you need for a payday loan in Pulaski County
Lenders that serve Pulaski County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Pulaski County
What Pulaski County borrowers use it for
the fastest options online
Emergencieshandle the unexpected the same week
Medical billspay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Pulaski County
Payday Loans Legal
Payday loans, called small loans, are legal in Indiana from DFI-licensed lenders under the Uniform Consumer Credit Code, IC 24-4.5-7.
Personal Loans
Supervised loans: 36% to $2,600, 21% to $5,200, 15% above (or 25%).
Title Loans
Indiana small (payday) loans may not be secured by any personal property other than a check or debit authorization, so a payday loan cannot be a title loan.
Banks and credit unions in Pulaski County
Banks with branches in Pulaski County
7 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Alliance Bank | 2 | 101 W Montgomery St., Francesville 47946 |
| The First National Bank of Monterey | 2 | 6222 E Main St, Monterey 46960 |
| 1st Source Bank | 1 | 110 North Market Street, Winamac 46996 |
| Lake City Bank | 1 | 205 E Main St, Medaryville 47957 |
| First Federal Savings Bank | 1 | 814 U.S. 35 North, Winamac 46996 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Pulaski County. The nearest counties with credit unions:
Credit unions in White County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Industrial | 818 W Fisher St, Monticello 47960 |
| Lakes | 106 Rickey Rd, Monticello 47960 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Fulton County
3 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Everwise | 1707 E State Road 14, Rochester 46975 |
| Beacon | 504 Main St, Rochester 46975 |
Source: NCUA credit union branch data, June 30, 2026.
All Indiana counties and cities
Frequently asked questions
Are payday loans legal in Pulaski County?
Pulaski County follows Indiana law. Payday loans, called small loans, are legal in Indiana from DFI-licensed lenders under the Uniform Consumer Credit Code, IC 24-4.5-7.
Are title loans legal in Pulaski County?
Indiana small (payday) loans may not be secured by any personal property other than a check or debit authorization, so a payday loan cannot be a title loan.
Where can I get a small loan in Pulaski County?
Options include 7 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Pulaski County?
Fill out our short online form from anywhere in Pulaski County. We share it with lenders in our network that serve Indiana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Pulaski County with bad credit?
Yes, many lenders in our network work with Pulaski County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Pulaski County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Pulaski County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Pulaski County, IN?
You can apply at banks, credit unions and lenders in Pulaski County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Indiana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Pulaski County?
Yes. When an unexpected bill comes up, Pulaski County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.