Loans in Starke County, IN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Starke County, IN.
The median household in Starke County earns $63,960 a year, 11% below the Indiana median of $71,957. About 13% of residents live below the federal poverty line, and 17.0% of households rent their home. 13.4% of households have no home internet; our form works on any phone.
What you need for a payday loan in Starke County
Lenders that serve Starke County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Starke County
What Starke County borrowers use it for
gifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Car repairskeep getting to work while the shop fixes it
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Starke County
Payday Loans Legal
Payday loans, called small loans, are legal in Indiana from DFI-licensed lenders under the Uniform Consumer Credit Code, IC 24-4.5-7.
Personal Loans
Supervised loans: 36% to $2,600, 21% to $5,200, 15% above (or 25%).
Title Loans
Indiana small (payday) loans may not be secured by any personal property other than a check or debit authorization, so a payday loan cannot be a title loan.
Banks and credit unions in Starke County
Banks with branches in Starke County
6 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First Farmers Bank & Trust Co. | 2 | 302 Keller Ave, North Judson 46366 |
| KeyBank National Association | 1 | 20 N Main St, Knox 46534 |
| The First National Bank of Monterey | 1 | 902 W Talmer Ave, North Judson 46366 |
| 1st Source Bank | 1 | 1620 South U.S. 35, Knox 46534 |
| DeMotte State Bank | 1 | 1501 S Heaton St, Knox 46534 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Starke County. The nearest counties with credit unions:
Credit unions in LaPorte County
16 credit-union locations from 10 credit unions.
| Credit union | Location |
|---|---|
| Grand Heritage | 191 Madison St, Laporte 46350 |
| Purdue | 3404 Monroe St, La Porte 46350 |
| Inova | 1025 S Carroll Ave, Michigan City 46360 |
| Tech | 1101 Boyd Blvd, Laporte 46350 |
| First Trust | 950 E Us Highway 20, Michigan City 46360 |
| Allegius | 1015 E Us Highway 20, Michigan City 46360 |
| La Porte Community | 1800 E Lincolnway, La Porte 46350 |
| Members Advantage | 3064 Ohio St, Michigan City 46360 |
| Northern Indiana | 606 State St, La Porte 46350 |
| Generations | 706 Boyd Blvd, La Porte 46350 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Marshall County
7 credit-union locations from 5 credit unions.
| Credit union | Location |
|---|---|
| Everwise | 201 Plymouth Goshen Trl, Plymouth 46563 |
| Interra | 1221 W Plymouth St, Bremen 46506 |
| Communitywide | 1420 W Jefferson St, Plymouth 46563 |
| Beacon | 855 N Oak Dr, Plymouth 46563 |
| Tlcu Financial | 1122 W Plymouth St, Bremen 46506 |
Source: NCUA credit union branch data, June 30, 2026.
All Indiana counties and cities
Frequently asked questions
Are payday loans legal in Starke County?
Starke County follows Indiana law. Payday loans, called small loans, are legal in Indiana from DFI-licensed lenders under the Uniform Consumer Credit Code, IC 24-4.5-7.
Are title loans legal in Starke County?
Indiana small (payday) loans may not be secured by any personal property other than a check or debit authorization, so a payday loan cannot be a title loan.
Where can I get a small loan in Starke County?
Options include 6 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Starke County?
Fill out our short online form from anywhere in Starke County. We share it with lenders in our network that serve Indiana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Starke County?
Yes. You don't need to visit a branch or storefront anywhere in Starke County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Indiana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Starke County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Starke County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Starke County with bad credit?
Yes, many lenders in our network work with Starke County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Starke County?
Yes. When an unexpected bill comes up, Starke County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.