Loans in Warren County, IN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Warren County, IN.
The median household in Warren County earns $82,425 a year, 15% above the Indiana median of $71,957. About 11% of residents live below the federal poverty line, and 17.6% of households rent their home.
What you need for a payday loan in Warren County
Lenders that serve Warren County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Warren County
What Warren County borrowers use it for
the fastest options online
Holiday expensesgifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Warren County
Payday Loans Legal
Payday loans, called small loans, are legal in Indiana from DFI-licensed lenders under the Uniform Consumer Credit Code, IC 24-4.5-7.
Personal Loans
Supervised loans: 36% to $2,600, 21% to $5,200, 15% above (or 25%).
Title Loans
Indiana small (payday) loans may not be secured by any personal property other than a check or debit authorization, so a payday loan cannot be a title loan.
Banks and credit unions in Warren County
Banks with branches in Warren County
4 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First Financial Bank | 1 | 120 N Monroe St, Williamsport 47993 |
| Fowler State Bank | 1 | 510 State Road 28 E, Williamsport 47993 |
| The Fountain Trust Company | 1 | 106 N Monroe St, Williamsport 47993 |
| The Farmers and Merchants Bank | 1 | 868 State Road 28 E, Williamsport 47993 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Warren County. The nearest counties with credit unions:
Credit unions in Fountain County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Industrial | 413 Washington St, Covington 47932 |
| Battery Employees | 375 W Covered Bridge Rd, Attica 47918 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Tippecanoe County
19 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Purdue | 1520 Union St, Lafayette 47904 |
| Industrial | 1115 Sagamore Pkwy S, Lafayette 47905 |
| Staley | 1632 Union St, Lafayette 47904 |
| Tippecanoe | 3450 South St, Lafayette 47905 |
Source: NCUA credit union branch data, June 30, 2026.
All Indiana counties and cities
Frequently asked questions
Are payday loans legal in Warren County?
Warren County follows Indiana law. Payday loans, called small loans, are legal in Indiana from DFI-licensed lenders under the Uniform Consumer Credit Code, IC 24-4.5-7.
Are title loans legal in Warren County?
Indiana small (payday) loans may not be secured by any personal property other than a check or debit authorization, so a payday loan cannot be a title loan.
Where can I get a small loan in Warren County?
Options include 4 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Warren County?
Fill out our short online form from anywhere in Warren County. We share it with lenders in our network that serve Indiana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Warren County with bad credit?
Yes, many lenders in our network work with Warren County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Warren County?
Yes. You don't need to visit a branch or storefront anywhere in Warren County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Indiana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Warren County?
Yes. When an unexpected bill comes up, Warren County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Warren County, IN?
You can apply at banks, credit unions and lenders in Warren County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Indiana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.