Loans in Butler County, IA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Butler County, IA.
The median household in Butler County earns $73,715 a year, about the same as the Iowa median of $75,059. About 9% of residents live below the federal poverty line, and 15.9% of households rent their home. 11.2% of households have no home internet; our form works on any phone.
What you need for a payday loan in Butler County
Most Butler County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Butler County
What Butler County borrowers use it for
the fastest options online
Holiday expensesgifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Butler County
Payday Loans Legal
Payday loans (delayed deposit services) are legal in Iowa from businesses licensed by the Division of Banking under the Delayed Deposit Services Licensing Act, Iowa Code chapter…
Personal Loans
Regulated lenders: rates set by Banking Superintendent rule; 2026 rule rewrite unclear.
Title Loans Limited
Iowa caps consumer loans secured by a car title at 21% a year unless the lender is licensed under the Regulated Loan Act (chapter 536) or Industrial Loan Act (chapter 536A), and…
Banks and credit unions in Butler County
Banks with branches in Butler County
9 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Lincoln Savings Bank | 3 | 402 N Main St, Allison 50602 |
| Iowa State Bank | 3 | 100 N Main St, Clarksville 50619 |
| CUSB Bank | 1 | 104 N Cherry St, Shell Rock 50670 |
| Nicolet National Bank | 1 | 1001 Highway 57, Parkersburg 50665 |
| Green Belt Bank & Trust | 1 | 602-604 Hwy 57, Parkersburg 50665 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Butler County. The nearest counties with credit unions:
Credit unions in Floyd County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Family Community | 1211 N Grand Ave, Charles City 50616 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Bremer County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Veridian | 315 Oak Ridge Cir, Waverly 50677 |
Source: NCUA credit union branch data, June 30, 2026.
Frequently asked questions
Are payday loans legal in Butler County?
Butler County follows Iowa law. Payday loans (delayed deposit services) are legal in Iowa from businesses licensed by the Division of Banking under the Delayed Deposit Services Licensing Act, Iowa Code chapter 533D.
Are title loans legal in Butler County?
Iowa caps consumer loans secured by a car title at 21% a year unless the lender is licensed under the Regulated Loan Act (chapter 536) or Industrial Loan Act (chapter 536A), and bans disguising a title loan as a sale, lease, pawn or similar deal.
Where can I get a small loan in Butler County?
Options include 9 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Butler County?
Fill out our short online form from anywhere in Butler County. We share it with lenders in our network that serve Iowa; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Butler County?
Yes. When an unexpected bill comes up, Butler County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Butler County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Butler County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Butler County?
Yes. You don't need to visit a branch or storefront anywhere in Butler County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Iowa. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Butler County with bad credit?
Yes, many lenders in our network work with Butler County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.