Loans in Lee County, IA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Lee County, IA.
The median household in Lee County earns $62,382 a year, 17% below the Iowa median of $75,059. About 13% of residents live below the federal poverty line, and 23.7% of households rent their home. 10.6% of households have no home internet; our form works on any phone.
What you need for a payday loan in Lee County
Most Lee County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Lee County
What Lee County borrowers use it for
handle the unexpected the same week
Car repairskeep getting to work while the shop fixes it
Need money nowthe fastest options online
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Lee County
Payday Loans Legal
Payday loans (delayed deposit services) are legal in Iowa from businesses licensed by the Division of Banking under the Delayed Deposit Services Licensing Act, Iowa Code chapter…
Personal Loans
Regulated lenders: rates set by Banking Superintendent rule; 2026 rule rewrite unclear.
Title Loans Limited
Iowa caps consumer loans secured by a car title at 21% a year unless the lender is licensed under the Regulated Loan Act (chapter 536) or Industrial Loan Act (chapter 536A), and…
Banks and credit unions in Lee County
Banks with branches in Lee County
22 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Pilot Grove Savings Bank | 9 | 619 9th St, Fort Madison 52627 |
| First Mid Bank & Trust, National Association | 5 | 801 Avenue F, Fort Madison 52627 |
| Connection Bank | 4 | 636 Avenue G, Fort Madison 52627 |
| Farmers Savings Bank | 2 | 3542 168th St, Wever 52658 |
| Nicolet National Bank | 1 | 926 Avenue G, Fort Madison 52627 |
| State Central Bank | 1 | 514 Main St, Keokuk 52632 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Lee County
7 credit-union locations from 5 credit unions.
| Credit union | Location |
|---|---|
| Aim | 310 Bank St, Keokuk 52632 |
| Fox Valley | 2495 208Th St., Montrose 52639 |
| S E C U | 3200 Main St, Keokuk 52632 |
| Du Pont Employees | 801 35Th St Ste A, Fort Madison 52627 |
| Lee County | 123 Boulevard Rd Ste 5, Keokuk 52632 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Lee County
Frequently asked questions
Are payday loans legal in Lee County?
Lee County follows Iowa law. Payday loans (delayed deposit services) are legal in Iowa from businesses licensed by the Division of Banking under the Delayed Deposit Services Licensing Act, Iowa Code chapter 533D.
Are title loans legal in Lee County?
Iowa caps consumer loans secured by a car title at 21% a year unless the lender is licensed under the Regulated Loan Act (chapter 536) or Industrial Loan Act (chapter 536A), and bans disguising a title loan as a sale, lease, pawn or similar deal.
Where can I get a small loan in Lee County?
Options include 22 bank and 7 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Lee County?
Fill out our short online form from anywhere in Lee County. We share it with lenders in our network that serve Iowa; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Lee County, IA?
You can apply at banks, credit unions and lenders in Lee County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Iowa residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Lee County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Lee County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Lee County?
Yes. You don't need to visit a branch or storefront anywhere in Lee County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Iowa. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Lee County?
Yes. When an unexpected bill comes up, Lee County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.