Loans in Marshall County, IA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Marshall County, IA.
The median household in Marshall County earns $73,315 a year, about the same as the Iowa median of $75,059. About 11% of residents live below the federal poverty line, and 25.0% of households rent their home.
What you need for a payday loan in Marshall County
Lenders that serve Marshall County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Marshall County
What Marshall County borrowers use it for
handle the unexpected the same week
Car repairskeep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Marshall County
Payday Loans Legal
Payday loans (delayed deposit services) are legal in Iowa from businesses licensed by the Division of Banking under the Delayed Deposit Services Licensing Act, Iowa Code chapter…
Personal Loans
Regulated lenders: rates set by Banking Superintendent rule; 2026 rule rewrite unclear.
Title Loans Limited
Iowa caps consumer loans secured by a car title at 21% a year unless the lender is licensed under the Regulated Loan Act (chapter 536) or Industrial Loan Act (chapter 536A), and…
Banks and credit unions in Marshall County
Banks with branches in Marshall County
16 FDIC-insured bank branches from 11 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Citizens Savings Bank | 3 | 2414 S 2nd St, Marshalltown 50158 |
| First Interstate Bank | 2 | 11 N 1st Ave, Marshalltown 50158 |
| Farmers Savings Bank | 2 | 205 W Main St, Marshalltown 50158 |
| United Bank & Trust Co. | 2 | 2101 S Center St, Marshalltown 50158 |
| Pinnacle Bank | 1 | 2206 S Center St, Marshalltown 50158 |
| Nicolet National Bank | 1 | 202 Main St, Melbourne 50162 |
| Central State Bank | 1 | 109 Main St W, State Center 50247 |
| U.S. Bank National Association | 1 | 123 W Main St, Marshalltown 50158 |
| Alerus Financial, National Association | 1 | 303 W Main St, Marshalltown 50158 |
| Wells Fargo Bank, National Association | 1 | 2703 S Center St, Marshalltown 50158 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Marshall County
4 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Community Choice | 10 Lafrentz Ste 300, Marshalltown 50158 |
| Members1St Community | 104 W Anson St, Marshalltown 50158 |
| Lennox Employees | 1004 E Main St, Marshalltown 50158 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Marshall County
Frequently asked questions
Are payday loans legal in Marshall County?
Marshall County follows Iowa law. Payday loans (delayed deposit services) are legal in Iowa from businesses licensed by the Division of Banking under the Delayed Deposit Services Licensing Act, Iowa Code chapter 533D.
Are title loans legal in Marshall County?
Iowa caps consumer loans secured by a car title at 21% a year unless the lender is licensed under the Regulated Loan Act (chapter 536) or Industrial Loan Act (chapter 536A), and bans disguising a title loan as a sale, lease, pawn or similar deal.
Where can I get a small loan in Marshall County?
Options include 16 bank and 4 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Marshall County?
Fill out our short online form from anywhere in Marshall County. We share it with lenders in our network that serve Iowa; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Marshall County, IA?
You can apply at banks, credit unions and lenders in Marshall County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Iowa residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Marshall County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Marshall County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Marshall County?
Yes. When an unexpected bill comes up, Marshall County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Marshall County with bad credit?
Yes, many lenders in our network work with Marshall County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.