Loans in Scott County, IA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Scott County, IA.
The median household in Scott County earns $78,277 a year, about the same as the Iowa median of $75,059. About 12% of residents live below the federal poverty line, and 30.0% of households rent their home.
What you need for a payday loan in Scott County
Most Scott County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Scott County
What Scott County borrowers use it for
cover a short gap before payday
Need money nowthe fastest options online
Car repairskeep getting to work while the shop fixes it
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Scott County
Payday Loans Legal
Payday loans (delayed deposit services) are legal in Iowa from businesses licensed by the Division of Banking under the Delayed Deposit Services Licensing Act, Iowa Code chapter…
Personal Loans
Regulated lenders: rates set by Banking Superintendent rule; 2026 rule rewrite unclear.
Title Loans Limited
Iowa caps consumer loans secured by a car title at 21% a year unless the lender is licensed under the Regulated Loan Act (chapter 536) or Industrial Loan Act (chapter 536A), and…
Banks and credit unions in Scott County
Banks with branches in Scott County
50 FDIC-insured bank branches from 17 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| CBI Bank & Trust | 6 | 120 Washington St, Buffalo 52728 |
| U.S. Bank National Association | 5 | 201 W 2nd St, Davenport 52801 |
| Blackhawk Bank & Trust | 5 | 3889 Elmore Ave, Davenport 52807 |
| Great Southern Bank | 5 | 2900 Devils Glen Rd, Bettendorf 52722 |
| Quad City Bank and Trust Company | 4 | 2118 Middle Rd, Bettendorf 52722 |
| Wells Fargo Bank, National Association | 4 | 2626 Hickory Grove Rd, Davenport 52804 |
| First Trust and Savings Bank | 4 | 506 Davenport St, Dixon 52745 |
| American Bank and Trust Company, National Association | 3 | 4301 E 53rd St, Davenport 52807 |
| Blue Grass Savings Bank | 2 | 104 E Mayne St, Blue Grass 52726 |
| First Central State Bank | 2 | 500 E Le Claire Rd, Eldridge 52748 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Scott County
25 credit-union locations from 8 credit unions.
| Credit union | Location |
|---|---|
| Greenstate | 2123 53Rd Ave, Bettendorf 52722 |
| I. H. Mississippi Valley | 2102 E Kimberly Rd, Davenport 52807 |
| Empeople | 1175 E 90Th St, Davenport 52807 |
| Vibrant | 3230 Ridge Pt, Bettendorf 52722 |
| Dutrac Community | 2330 E 53Rd St, Davenport 52807 |
| R.I.A. | 4343 Utica Ridge Rd, Bettendorf 52722 |
| Ascentra | 2019 Grant St, Bettendorf 52722 |
| The Family | 1400 Rockingham Rd, Davenport 52802 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Scott County
Frequently asked questions
Are payday loans legal in Scott County?
Scott County follows Iowa law. Payday loans (delayed deposit services) are legal in Iowa from businesses licensed by the Division of Banking under the Delayed Deposit Services Licensing Act, Iowa Code chapter 533D.
Are title loans legal in Scott County?
Iowa caps consumer loans secured by a car title at 21% a year unless the lender is licensed under the Regulated Loan Act (chapter 536) or Industrial Loan Act (chapter 536A), and bans disguising a title loan as a sale, lease, pawn or similar deal.
Where can I get a small loan in Scott County?
Options include 50 bank and 25 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Scott County?
Fill out our short online form from anywhere in Scott County. We share it with lenders in our network that serve Iowa; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Scott County?
Yes. You don't need to visit a branch or storefront anywhere in Scott County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Iowa. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Scott County?
Yes. When an unexpected bill comes up, Scott County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Scott County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Scott County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Scott County with bad credit?
Yes, many lenders in our network work with Scott County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.