Loans in Butler County, KS: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Butler County, KS.
The median household in Butler County earns $81,610 a year, 10% above the Kansas median of $74,275. About 8% of residents live below the federal poverty line, and 22.4% of households rent their home.
What you need for a payday loan in Butler County
Lenders that serve Butler County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Butler County
What Butler County borrowers use it for
deposits, trucks and first-week expenses
Holiday expensesgifts and travel without maxing a card
Need money nowthe fastest options online
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Butler County
Payday Loans Legal
Payday loans are legal in Kansas from licensed or supervised lenders under the Kansas Uniform Consumer Credit Code, K.S.A.
Personal Loans
36% a year cap on closed-end consumer loans; open-end credit uncapped.
Title Loans Legal
Car title loans are legal in Kansas but are written as open-end lines of credit by licensed supervised lenders, and open-end consumer loans may carry any finance charge rate the…
Banks and credit unions in Butler County
Banks with branches in Butler County
29 FDIC-insured bank branches from 12 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Vintage Bank Kansas | 6 | 126 S Main St, Whitewater 67154 |
| Emprise Bank | 4 | 100 S Randall St, Potwin 67123 |
| Intrust Bank, National Association | 4 | 100 S Main St, El Dorado 67042 |
| Community National Bank & Trust | 4 | 301 N Main St, El Dorado 67042 |
| Equity Bank | 3 | 107 N Rose Hill Rd, Rose Hill 67133 |
| Citizens Bank of Kansas | 2 | 225 Village Rd, El Dorado 67042 |
| RCB Bank | 1 | 305 S Forrest St, Douglass 67039 |
| Commerce Bank | 1 | 625 W Central Ave, El Dorado 67042 |
| Andover State Bank | 1 | 511 N Andover Rd, Andover 67002 |
| BMO Bank National Association | 1 | 1420 Ohio St, Augusta 67010 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Butler County
4 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Meritrust | 610 E Cloud Ave, Andover 67002 |
| White Eagle | 2830 Ohio St, Augusta 67010 |
| Ark Valley | 1407 W Central Ave, El Dorado 67042 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Butler County
All Kansas counties and cities
Frequently asked questions
Are payday loans legal in Butler County?
Butler County follows Kansas law. Payday loans are legal in Kansas from licensed or supervised lenders under the Kansas Uniform Consumer Credit Code, K.S.A.
Are title loans legal in Butler County?
Car title loans are legal in Kansas but are written as open-end lines of credit by licensed supervised lenders, and open-end consumer loans may carry any finance charge rate the parties agree to.
Where can I get a small loan in Butler County?
Options include 29 bank and 4 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Butler County?
Fill out our short online form from anywhere in Butler County. We share it with lenders in our network that serve Kansas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Butler County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Butler County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Butler County with bad credit?
Yes, many lenders in our network work with Butler County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Butler County, KS?
You can apply at banks, credit unions and lenders in Butler County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Kansas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Butler County?
Yes. When an unexpected bill comes up, Butler County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.