Loans in Chase County, KS: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Chase County, KS.
The median household in Chase County earns $56,484 a year, 24% below the Kansas median of $74,275. About 8% of residents live below the federal poverty line, and 26.7% of households rent their home. 12.6% of households have no home internet; our form works on any phone.
What you need for a payday loan in Chase County
Here's what to have on hand before you start your payday loan request in Chase County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Chase County
What Chase County borrowers use it for
gifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Need money nowthe fastest options online
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Chase County
Payday Loans Legal
Payday loans are legal in Kansas from licensed or supervised lenders under the Kansas Uniform Consumer Credit Code, K.S.A.
Personal Loans
36% a year cap on closed-end consumer loans; open-end credit uncapped.
Title Loans Legal
Car title loans are legal in Kansas but are written as open-end lines of credit by licensed supervised lenders, and open-end consumer loans may carry any finance charge rate the…
Banks and credit unions in Chase County
Banks with branches in Chase County
3 FDIC-insured bank branches from 2 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Cottonwood Valley Bank | 2 | 106 Main St, Cedar Point 66843 |
| The Citizens State Bank | 1 | 235 Broadway St, Cottonwood Falls 66845 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Chase County. The nearest counties with credit unions:
Credit unions in Lyon County
3 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Emporia State | 310 W 12Th Ave, Emporia 66801 |
| Credit Union Of Emporia | 2711 W 15Th Ave, Emporia 66801 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Marion County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Great Plains | 110 W D St, Hillsboro 67063 |
| Crossroads | 217 E Main St, Goessel 67053 |
Source: NCUA credit union branch data, June 30, 2026.
All Kansas counties and cities
Frequently asked questions
Are payday loans legal in Chase County?
Chase County follows Kansas law. Payday loans are legal in Kansas from licensed or supervised lenders under the Kansas Uniform Consumer Credit Code, K.S.A.
Are title loans legal in Chase County?
Car title loans are legal in Kansas but are written as open-end lines of credit by licensed supervised lenders, and open-end consumer loans may carry any finance charge rate the parties agree to.
Where can I get a small loan in Chase County?
Options include 3 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Chase County?
Fill out our short online form from anywhere in Chase County. We share it with lenders in our network that serve Kansas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Chase County, KS?
You can apply at banks, credit unions and lenders in Chase County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Kansas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Chase County with bad credit?
Yes, many lenders in our network work with Chase County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Chase County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Chase County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Chase County?
Yes. You don't need to visit a branch or storefront anywhere in Chase County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Kansas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.