Loans in Labette County, KS: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Labette County, KS.
The median household in Labette County earns $56,325 a year, 24% below the Kansas median of $74,275. About 16% of residents live below the federal poverty line, and 26.0% of households rent their home. 14.7% of households have no home internet; our form works on any phone.
What you need for a payday loan in Labette County
Lenders that serve Labette County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Labette County
What Labette County borrowers use it for
keep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Rent duecover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Labette County
Payday Loans Legal
Payday loans are legal in Kansas from licensed or supervised lenders under the Kansas Uniform Consumer Credit Code, K.S.A.
Personal Loans
36% a year cap on closed-end consumer loans; open-end credit uncapped.
Title Loans Legal
Car title loans are legal in Kansas but are written as open-end lines of credit by licensed supervised lenders, and open-end consumer loans may carry any finance charge rate the…
Banks and credit unions in Labette County
Banks with branches in Labette County
13 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Commercial Bank | 4 | 501 Commercial St, Oswego 67356 |
| Labette Bank | 3 | 424 Commercial St, Oswego 67356 |
| Great Southern Bank | 2 | 1900 Main St, Parsons 67357 |
| Bank of Commerce | 2 | 200 S 16th St, Parsons 67357 |
| Community National Bank & Trust | 2 | 100 Delaware, Edna 67342 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Labette County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Golden Plains | 3030 Main St, Parsons 67357 |
Source: NCUA credit union branch data, June 30, 2026.
All Kansas counties and cities
Frequently asked questions
Are payday loans legal in Labette County?
Labette County follows Kansas law. Payday loans are legal in Kansas from licensed or supervised lenders under the Kansas Uniform Consumer Credit Code, K.S.A.
Are title loans legal in Labette County?
Car title loans are legal in Kansas but are written as open-end lines of credit by licensed supervised lenders, and open-end consumer loans may carry any finance charge rate the parties agree to.
Where can I get a small loan in Labette County?
Options include 13 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Labette County?
Fill out our short online form from anywhere in Labette County. We share it with lenders in our network that serve Kansas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Labette County, KS?
You can apply at banks, credit unions and lenders in Labette County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Kansas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Labette County?
Yes. When an unexpected bill comes up, Labette County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Labette County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Labette County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Labette County?
Yes. You don't need to visit a branch or storefront anywhere in Labette County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Kansas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.