Loans in Logan County, KS: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Logan County, KS.
The median household in Logan County earns $75,662 a year, about the same as the Kansas median of $74,275. About 15% of residents live below the federal poverty line, and 35.1% of households rent their home.
What you need for a payday loan in Logan County
Most Logan County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Logan County
What Logan County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Holiday expensesgifts and travel without maxing a card
Need money nowthe fastest options online
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Logan County
Payday Loans Legal
Payday loans are legal in Kansas from licensed or supervised lenders under the Kansas Uniform Consumer Credit Code, K.S.A.
Personal Loans
36% a year cap on closed-end consumer loans; open-end credit uncapped.
Title Loans Legal
Car title loans are legal in Kansas but are written as open-end lines of credit by licensed supervised lenders, and open-end consumer loans may carry any finance charge rate the…
Banks and credit unions in Logan County
Banks with branches in Logan County
4 FDIC-insured bank branches from 3 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Bank | 2 | 225 Center Ave, Oakley 67748 |
| The Farmers State Bank of Oakley, Kansas | 1 | 100 Center Ave, Oakley 67748 |
| Outdoor Bank | 1 | 610 W 2nd St, Oakley 67748 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Logan County. The nearest counties with credit unions:
Credit unions in Gove County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Golden Plains | 400 Highway 212, Quinter 67752 |
| Tri-County | 107 S Adams, Grinnell 67738 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Finney County
3 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Golden Plains | 1714 E Kansas Ave, Garden City 67846 |
| Garden City Teachers | 1601 E Kansas Plz, Garden City 67846 |
Source: NCUA credit union branch data, June 30, 2026.
All Kansas counties and cities
Frequently asked questions
Are payday loans legal in Logan County?
Logan County follows Kansas law. Payday loans are legal in Kansas from licensed or supervised lenders under the Kansas Uniform Consumer Credit Code, K.S.A.
Are title loans legal in Logan County?
Car title loans are legal in Kansas but are written as open-end lines of credit by licensed supervised lenders, and open-end consumer loans may carry any finance charge rate the parties agree to.
Where can I get a small loan in Logan County?
Options include 4 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Logan County?
Fill out our short online form from anywhere in Logan County. We share it with lenders in our network that serve Kansas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Logan County, KS?
You can apply at banks, credit unions and lenders in Logan County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Kansas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Logan County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Logan County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Logan County with bad credit?
Yes, many lenders in our network work with Logan County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Logan County?
Yes. You don't need to visit a branch or storefront anywhere in Logan County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Kansas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.