Loans in Reno County, KS: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Reno County, KS.
The median household in Reno County earns $60,645 a year, 18% below the Kansas median of $74,275. About 12% of residents live below the federal poverty line, and 30.8% of households rent their home. 11.4% of households have no home internet; our form works on any phone.
What you need for a payday loan in Reno County
Here's what to have on hand before you start your payday loan request in Reno County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Reno County
What Reno County borrowers use it for
gifts and travel without maxing a card
Rent duecover a short gap before payday
Need money nowthe fastest options online
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Reno County
Payday Loans Legal
Payday loans are legal in Kansas from licensed or supervised lenders under the Kansas Uniform Consumer Credit Code, K.S.A.
Personal Loans
36% a year cap on closed-end consumer loans; open-end credit uncapped.
Title Loans Legal
Car title loans are legal in Kansas but are written as open-end lines of credit by licensed supervised lenders, and open-end consumer loans may carry any finance charge rate the…
Banks and credit unions in Reno County
Banks with branches in Reno County
24 FDIC-insured bank branches from 11 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The First National Bank of Hutchinson | 6 | 1 N Main St, Hutchinson 67501 |
| Peoples Bank and Trust Company | 5 | 76 N Nickerson St, Nickerson 67561 |
| RCB Bank | 4 | 700 E 30th Ave, Hutchinson 67502 |
| Community National Bank & Trust | 2 | 200 N Main St, Buhler 67522 |
| Citizens Bank of Kansas | 1 | 104 W Main St, Pretty Prairie 67570 |
| Commerce Bank | 1 | 825 N Main St, Hutchinson 67501 |
| First Bank Kansas | 1 | 1600 E 17th Ave, Hutchinson 67501 |
| Simmons Bank | 1 | 100 E 30th Ave, Hutchinson 67502 |
| BMO Bank National Association | 1 | 829 E 30th Ave, Hutchinson 67502 |
| Bank of the Plains | 1 | 517 E 30th Ave, Hutchinson 67502 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Reno County
25 credit-union locations from 14 credit unions.
| Credit union | Location |
|---|---|
| Memphis Municipal Employees | 3500 E Avenue G, Hutchinson 67501 |
| Credit Union Of America | 2616 N Main St, Hutchinson 67502 |
| Envista | 1803 N Lorraine St, Hutchinson 67502 |
| Heartland | 900 E 23Rd Ave, Hutchinson 67502 |
| Dillon | 2704 N Lorraine St, Hutchinson 67502 |
| Mid-Kansas | 200 W 2Nd Ave, Buhler 67522 |
| Catholic Family | 906 N Halstead St, Hutchinson 67501 |
| Bell | 1601 N Lorraine St, Hutchinson 67501 |
| Hutchinson Government Employees | 121 E Avenue A, Hutchinson 67501 |
| Local Union 1186 Ibew | 906 N Halstead St, Hutchinson 67501 |
| Morton | 121 Morton Dr, South Hutchinson 67505 |
| Hutchinson Postal & Community | 2306 N Main St, Hutchinson 67502 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Reno County
All Kansas counties and cities
Frequently asked questions
Are payday loans legal in Reno County?
Reno County follows Kansas law. Payday loans are legal in Kansas from licensed or supervised lenders under the Kansas Uniform Consumer Credit Code, K.S.A.
Are title loans legal in Reno County?
Car title loans are legal in Kansas but are written as open-end lines of credit by licensed supervised lenders, and open-end consumer loans may carry any finance charge rate the parties agree to.
Where can I get a small loan in Reno County?
Options include 24 bank and 25 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Reno County?
Fill out our short online form from anywhere in Reno County. We share it with lenders in our network that serve Kansas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Reno County?
Yes. When an unexpected bill comes up, Reno County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Reno County with bad credit?
Yes, many lenders in our network work with Reno County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Reno County, KS?
You can apply at banks, credit unions and lenders in Reno County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Kansas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Reno County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Reno County residents can start any time, and it takes about 3 minutes.