Loans in Riley County, KS: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Riley County, KS.
The median household in Riley County earns $61,098 a year, 18% below the Kansas median of $74,275. About 20% of residents live below the federal poverty line, and 53.9% of households rent their home.
What you need for a payday loan in Riley County
Lenders that serve Riley County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Riley County
What Riley County borrowers use it for
gifts and travel without maxing a card
Need money nowthe fastest options online
Moving costsdeposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Riley County
Payday Loans Legal
Payday loans are legal in Kansas from licensed or supervised lenders under the Kansas Uniform Consumer Credit Code, K.S.A.
Personal Loans
36% a year cap on closed-end consumer loans; open-end credit uncapped.
Title Loans Legal
Car title loans are legal in Kansas but are written as open-end lines of credit by licensed supervised lenders, and open-end consumer loans may carry any finance charge rate the…
Banks and credit unions in Riley County
Banks with branches in Riley County
28 FDIC-insured bank branches from 17 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Commerce Bank | 3 | 727 Poyntz Ave, Manhattan 66502 |
| Landmark National Bank | 2 | 701 Poyntz Ave, Manhattan 66502 |
| The Riley State Bank of Riley, Kansas | 2 | 201 S Broadway St, Riley 66531 |
| Outdoor Bank | 2 | 2401 N Seth Child Rd, Manhattan 66503 |
| KS StateBank | 2 | 1010 Westloop Pl, Manhattan 66502 |
| Intrust Bank, National Association | 2 | 630 Humboldt St, Manhattan 66502 |
| Community First National Bank | 2 | 215 S Seth Child Rd, Manhattan 66502 |
| Bank of the Flint Hills | 2 | 7860 E Us Highway 24, Manhattan 66502 |
| Capitol Federal Savings Bank | 2 | 1401 Poyntz Ave, Manhattan 66502 |
| Central National Bank | 2 | 101 Bluemont Ave, Manhattan 66502 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Riley County
4 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Navy Federal Credit Union | 501 3Rd Pl, Manhattan 66502 |
| Credit Union Of America | 1800 Claflin Rd, Manhattan 66502 |
| Kansas State University | 2600 Anderson Ave, Manhattan 66502 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Riley County
All Kansas counties and cities
Frequently asked questions
Are payday loans legal in Riley County?
Riley County follows Kansas law. Payday loans are legal in Kansas from licensed or supervised lenders under the Kansas Uniform Consumer Credit Code, K.S.A.
Are title loans legal in Riley County?
Car title loans are legal in Kansas but are written as open-end lines of credit by licensed supervised lenders, and open-end consumer loans may carry any finance charge rate the parties agree to.
Where can I get a small loan in Riley County?
Options include 28 bank and 4 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Riley County?
Fill out our short online form from anywhere in Riley County. We share it with lenders in our network that serve Kansas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Riley County with bad credit?
Yes, many lenders in our network work with Riley County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Riley County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Riley County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Riley County?
Yes. You don't need to visit a branch or storefront anywhere in Riley County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Kansas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Riley County?
Yes. When an unexpected bill comes up, Riley County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.