Loans in Rooks County, KS: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Rooks County, KS.
The median household in Rooks County earns $62,500 a year, 16% below the Kansas median of $74,275. About 6% of residents live below the federal poverty line, and 25.7% of households rent their home. 13.3% of households have no home internet; our form works on any phone.
What you need for a payday loan in Rooks County
Here's what to have on hand before you start your payday loan request in Rooks County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Rooks County
What Rooks County borrowers use it for
gifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Need money nowthe fastest options online
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Rooks County
Payday Loans Legal
Payday loans are legal in Kansas from licensed or supervised lenders under the Kansas Uniform Consumer Credit Code, K.S.A.
Personal Loans
36% a year cap on closed-end consumer loans; open-end credit uncapped.
Title Loans Legal
Car title loans are legal in Kansas but are written as open-end lines of credit by licensed supervised lenders, and open-end consumer loans may carry any finance charge rate the…
Banks and credit unions in Rooks County
Banks with branches in Rooks County
5 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Astra Bank | 1 | 201 S Main St, Plainville 67663 |
| SOLUTIONS NORTH BANK | 1 | 123 N Cedar St, Stockton 67669 |
| The First State Bank | 1 | 120 W Mill St, Plainville 67663 |
| Farmers National Bank | 1 | 306 S Cedar St, Stockton 67669 |
| Mid-America Bank | 1 | 402 Main St, Palco 67657 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Rooks County. The nearest counties with credit unions:
Credit unions in Osborne County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Farmway | 221 W Main St, Osborne 67473 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Ellis County
4 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Credit Union Of America | 2500 Vine St, Hays 67601 |
| Golden Plains | 2720 Broadway Ave, Hays 67601 |
| Heartland | 2825 Plaza Ave, Hays 67601 |
| Ellis | 1019 Washington St, Ellis 67637 |
Source: NCUA credit union branch data, June 30, 2026.
All Kansas counties and cities
Frequently asked questions
Are payday loans legal in Rooks County?
Rooks County follows Kansas law. Payday loans are legal in Kansas from licensed or supervised lenders under the Kansas Uniform Consumer Credit Code, K.S.A.
Are title loans legal in Rooks County?
Car title loans are legal in Kansas but are written as open-end lines of credit by licensed supervised lenders, and open-end consumer loans may carry any finance charge rate the parties agree to.
Where can I get a small loan in Rooks County?
Options include 5 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Rooks County?
Fill out our short online form from anywhere in Rooks County. We share it with lenders in our network that serve Kansas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Rooks County, KS?
You can apply at banks, credit unions and lenders in Rooks County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Kansas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Rooks County with bad credit?
Yes, many lenders in our network work with Rooks County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Rooks County?
Yes. When an unexpected bill comes up, Rooks County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Rooks County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Rooks County residents can start any time, and it takes about 3 minutes.