Loans in Washington County, KS: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Washington County, KS.
The median household in Washington County earns $65,482 a year, 12% below the Kansas median of $74,275. About 9% of residents live below the federal poverty line, and 21.5% of households rent their home. 14.3% of households have no home internet; our form works on any phone.
What you need for a payday loan in Washington County
Here's what to have on hand before you start your payday loan request in Washington County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Washington County
What Washington County borrowers use it for
deposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Need money nowthe fastest options online
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Washington County
Payday Loans Legal
Payday loans are legal in Kansas from licensed or supervised lenders under the Kansas Uniform Consumer Credit Code, K.S.A.
Personal Loans
36% a year cap on closed-end consumer loans; open-end credit uncapped.
Title Loans Legal
Car title loans are legal in Kansas but are written as open-end lines of credit by licensed supervised lenders, and open-end consumer loans may carry any finance charge rate the…
Banks and credit unions in Washington County
Banks with branches in Washington County
8 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Union State Bank | 2 | 104 E 2nd St, Palmer 66962 |
| United Bank & Trust | 2 | 229 C St, Washington 66968 |
| Kaw Valley State Bank and Trust Company | 1 | 103 E Parallel St, Clifton 66937 |
| The Citizens National Bank | 1 | 417 Commercial St, Greenleaf 66943 |
| FNB Washington | 1 | 101 C St, Washington 66968 |
| The Citizens State Bank | 1 | 101 W North St, Hanover 66945 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Washington County. The nearest counties with credit unions:
Credit unions in Clay County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| C & R | 801 5Th St, Clay Center 67432 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Marshall County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Sunflower Community | 407 Broadway, Marysville 66508 |
Source: NCUA credit union branch data, June 30, 2026.
All Kansas counties and cities
Frequently asked questions
Are payday loans legal in Washington County?
Washington County follows Kansas law. Payday loans are legal in Kansas from licensed or supervised lenders under the Kansas Uniform Consumer Credit Code, K.S.A.
Are title loans legal in Washington County?
Car title loans are legal in Kansas but are written as open-end lines of credit by licensed supervised lenders, and open-end consumer loans may carry any finance charge rate the parties agree to.
Where can I get a small loan in Washington County?
Options include 8 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Washington County?
Fill out our short online form from anywhere in Washington County. We share it with lenders in our network that serve Kansas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Washington County with bad credit?
Yes, many lenders in our network work with Washington County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Washington County?
Yes. When an unexpected bill comes up, Washington County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Washington County?
Yes. You don't need to visit a branch or storefront anywhere in Washington County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Kansas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Washington County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Washington County residents can start any time, and it takes about 3 minutes.