Loans in Woodson County, KS: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Woodson County, KS.
The median household in Woodson County earns $50,326 a year, 32% below the Kansas median of $74,275. About 12% of residents live below the federal poverty line, and 15.4% of households rent their home. 12.9% of households have no home internet; our form works on any phone.
What you need for a payday loan in Woodson County
Lenders that serve Woodson County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Woodson County
What Woodson County borrowers use it for
keep getting to work while the shop fixes it
Holiday expensesgifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Woodson County
Payday Loans Legal
Payday loans are legal in Kansas from licensed or supervised lenders under the Kansas Uniform Consumer Credit Code, K.S.A.
Personal Loans
36% a year cap on closed-end consumer loans; open-end credit uncapped.
Title Loans Legal
Car title loans are legal in Kansas but are written as open-end lines of credit by licensed supervised lenders, and open-end consumer loans may carry any finance charge rate the…
Banks and credit unions in Woodson County
Banks with branches in Woodson County
2 FDIC-insured bank branches from 2 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| GNBank, National Association | 1 | 101 S State St, Yates Center 66783 |
| Bank of Commerce | 1 | 701 W Mary St, Yates Center 66783 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Woodson County. The nearest counties with credit unions:
Credit unions in Coffey County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Quantum | 1550 Oxen Ln, Burlington 66839 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Lyon County
3 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Emporia State | 310 W 12Th Ave, Emporia 66801 |
| Credit Union Of Emporia | 2711 W 15Th Ave, Emporia 66801 |
Source: NCUA credit union branch data, June 30, 2026.
All Kansas counties and cities
Frequently asked questions
Are payday loans legal in Woodson County?
Woodson County follows Kansas law. Payday loans are legal in Kansas from licensed or supervised lenders under the Kansas Uniform Consumer Credit Code, K.S.A.
Are title loans legal in Woodson County?
Car title loans are legal in Kansas but are written as open-end lines of credit by licensed supervised lenders, and open-end consumer loans may carry any finance charge rate the parties agree to.
Where can I get a small loan in Woodson County?
Options include 2 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Woodson County?
Fill out our short online form from anywhere in Woodson County. We share it with lenders in our network that serve Kansas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Woodson County?
Yes. You don't need to visit a branch or storefront anywhere in Woodson County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Kansas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Woodson County, KS?
You can apply at banks, credit unions and lenders in Woodson County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Kansas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Woodson County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Woodson County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Woodson County with bad credit?
Yes, many lenders in our network work with Woodson County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.