Loans in Pike County, KY: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Pike County, KY.
The median household in Pike County earns $44,312 a year, 30% below the Kentucky median of $63,726. About 24% of residents live below the federal poverty line, and 24.7% of households rent their home. 13.2% of households have no home internet; our form works on any phone.
What you need for a payday loan in Pike County
Most Pike County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Pike County
What Pike County borrowers use it for
keep getting to work while the shop fixes it
Rent duecover a short gap before payday
Emergencieshandle the unexpected the same week
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Pike County
Payday Loans Legal
Payday loans (called deferred deposit transactions) are legal in Kentucky from lenders licensed by the Department of Financial Institutions under KRS Chapter 286, Subtitle 9.
Personal Loans
Tiered monthly caps: 3% to $5,000, 2.42% to $10,000, 2.25% to $15,000.
Title Loans Limited
Kentucky has no separate title-pledge law.
Banks and credit unions in Pike County
Banks with branches in Pike County
20 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Community Trust Bank, Inc. | 11 | 346 N Mayo Trl, Pikeville 41501 |
| Citizens Bank of Kentucky, Inc. | 2 | 247 Hambley Blvd, Pikeville 41501 |
| U.S. Bank National Association | 2 | 206 S Mayo Trl, Pikeville 41501 |
| Peoples Bank | 2 | 3780 N Mayo Trl, Pikeville 41501 |
| Pinnacle Bank, Inc. | 1 | 230 S Mayo Trl, Pikeville 41501 |
| Truist Bank | 1 | 4414 N Mayo Trl, Pikeville 41501 |
| The First National Bank of Williamson | 1 | 109 Prater Pl, Pikeville 41501 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Pike County. The nearest counties with credit unions:
Credit unions in Floyd County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Commonwealth | 550 N Lake Dr, Prestonsburg 41653 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Boyd County
11 credit-union locations from 5 credit unions.
| Credit union | Location |
|---|---|
| Ashland | 10700 Us Route 60, Ashland 41102 |
| Desco | 1211 Carter Ave, Ashland 41101 |
| Members Choice | 1315 Cannonsburg Rd, Ashland 41102 |
| Bluegrass Community | 824 Winchester Ave, Ashland 41101 |
| F.C.I. Ashland | State Route 716, Ashland 41101 |
Source: NCUA credit union branch data, June 30, 2026.
All Kentucky counties and cities
Frequently asked questions
Are payday loans legal in Pike County?
Pike County follows Kentucky law. Payday loans (called deferred deposit transactions) are legal in Kentucky from lenders licensed by the Department of Financial Institutions under KRS Chapter 286, Subtitle 9.
Are title loans legal in Pike County?
Kentucky has no separate title-pledge law.
Where can I get a small loan in Pike County?
Options include 20 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Pike County?
Fill out our short online form from anywhere in Pike County. We share it with lenders in our network that serve Kentucky; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Pike County?
Yes. When an unexpected bill comes up, Pike County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Pike County, KY?
You can apply at banks, credit unions and lenders in Pike County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Kentucky residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Pike County?
Yes. You don't need to visit a branch or storefront anywhere in Pike County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Kentucky. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Pike County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Pike County residents can start any time, and it takes about 3 minutes.