Loans in Acadia Parish, LA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Acadia Parish, LA.
The median household in Acadia Parish earns $45,562 a year, 25% below the Louisiana median of $60,756. About 25% of residents live below the federal poverty line, and 33.0% of households rent their home. 16.6% of households have no home internet; our form works on any phone.
What you need for a payday loan in Acadia Parish
Most Acadia Parish applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Acadia Parish
What Acadia Parish borrowers use it for
keep getting to work while the shop fixes it
Moving costsdeposits, trucks and first-week expenses
Holiday expensesgifts and travel without maxing a card
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Acadia Parish
Payday Loans Legal
Payday loans (deferred presentment transactions and small loans) are legal in Louisiana from lenders licensed by the Office of Financial Institutions under the Deferred…
Personal Loans
Blended tiers: 36% to $1,400, 27% to $4,000, 24% to $7,000, 21% above.
Title Loans Legal
Louisiana has no separate title-loan act.
Banks and credit unions in Acadia Parish
Banks with branches in Acadia Parish
19 FDIC-insured bank branches from 9 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Bank of Commerce & Trust Co. | 5 | 326 N Avenue G, Crowley 70526 |
| Rayne State Bank & Trust Company | 3 | 200 S Adams Ave, Rayne 70578 |
| The Bank | 3 | 413 Saint Joseph Ave, Iota 70543 |
| Farmers State Bank & Trust Co. | 2 | 110 W Plaquemine St, Church Point 70525 |
| Home Bank, National Association | 2 | 114 N Main St, Church Point 70525 |
| First National Bank of Louisiana | 1 | 128 N Parkerson Ave, Crowley 70526 |
| The Evangeline Bank and Trust Company | 1 | 5th Street And Avenue G, Crowley 70526 |
| Rayne Building and Loan Association | 1 | 200 N Adams Ave, Rayne 70578 |
| First Horizon Bank | 1 | 576 N Parkerson Ave, Crowley 70526 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Acadia Parish
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Meritus | 331 Odd Fellows Rd, Crowley 70526 |
| People'S | 904 E Texas Ave, Rayne 70578 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Acadia Parish
All Louisiana counties and cities
Frequently asked questions
Are payday loans legal in Acadia Parish?
Acadia Parish follows Louisiana law. Payday loans (deferred presentment transactions and small loans) are legal in Louisiana from lenders licensed by the Office of Financial Institutions under the Deferred Presentment and Small Loan Act, La.
Are title loans legal in Acadia Parish?
Louisiana has no separate title-loan act.
Where can I get a small loan in Acadia Parish?
Options include 19 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Acadia Parish?
Fill out our short online form from anywhere in Acadia Parish. We share it with lenders in our network that serve Louisiana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Acadia Parish on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Acadia Parish residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Acadia Parish, LA?
You can apply at banks, credit unions and lenders in Acadia Parish, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Louisiana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Acadia Parish?
Yes. You don't need to visit a branch or storefront anywhere in Acadia Parish. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Louisiana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Acadia Parish?
Yes. When an unexpected bill comes up, Acadia Parish residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.