Loans in Beauregard Parish, LA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Beauregard Parish, LA.
The median household in Beauregard Parish earns $65,944 a year, 9% above the Louisiana median of $60,756. About 14% of residents live below the federal poverty line, and 15.2% of households rent their home.
What you need for a payday loan in Beauregard Parish
Most Beauregard Parish applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Beauregard Parish
What Beauregard Parish borrowers use it for
keep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Beauregard Parish
Payday Loans Legal
Payday loans (deferred presentment transactions and small loans) are legal in Louisiana from lenders licensed by the Office of Financial Institutions under the Deferred…
Personal Loans
Blended tiers: 36% to $1,400, 27% to $4,000, 24% to $7,000, 21% above.
Title Loans Legal
Louisiana has no separate title-loan act.
Banks and credit unions in Beauregard Parish
Banks with branches in Beauregard Parish
12 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First National Bank in DeRidder | 4 | 1003 N Pine St, Deridder 70634 |
| Sabine State Bank and Trust Company | 3 | 1527 N Pine St, De Ridder 70634 |
| Beauregard Federal Savings Bank | 2 | 122 Jefferson Ave, Deridder 70634 |
| b1BANK | 1 | 301 N Pine St, Deridder 70634 |
| JPMorgan Chase Bank, National Association | 1 | 111 W 2nd St, Deridder 70634 |
| First Federal Bank of Louisiana | 1 | 519 N Pine St, De Ridder 70634 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Beauregard Parish
7 credit-union locations from 6 credit unions.
| Credit union | Location |
|---|---|
| Barksdale | 1995 N Pine St, Deridder 70634 |
| Cse | 426 N Pine St, Deridder 70634 |
| Southwest Louisiana | 12781 Highway 171, Longville 70652 |
| Department Of Corrections | 14921 Highway 27 North, Dequincy 70633 |
| First Street | 709 W 1St St, Deridder 70634 |
| Beauregard School Employees | 902 W 1St St, Deridder 70634 |
Source: NCUA credit union branch data, June 30, 2026.
All Louisiana counties and cities
Frequently asked questions
Are payday loans legal in Beauregard Parish?
Beauregard Parish follows Louisiana law. Payday loans (deferred presentment transactions and small loans) are legal in Louisiana from lenders licensed by the Office of Financial Institutions under the Deferred Presentment and Small Loan Act, La.
Are title loans legal in Beauregard Parish?
Louisiana has no separate title-loan act.
Where can I get a small loan in Beauregard Parish?
Options include 12 bank and 7 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Beauregard Parish?
Fill out our short online form from anywhere in Beauregard Parish. We share it with lenders in our network that serve Louisiana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Beauregard Parish, LA?
You can apply at banks, credit unions and lenders in Beauregard Parish, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Louisiana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Beauregard Parish on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Beauregard Parish residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Beauregard Parish?
Yes. When an unexpected bill comes up, Beauregard Parish residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Beauregard Parish?
Yes. You don't need to visit a branch or storefront anywhere in Beauregard Parish. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Louisiana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.