Loans in Livingston Parish, LA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Livingston Parish, LA.
The median household in Livingston Parish earns $80,122 a year, 32% above the Louisiana median of $60,756. About 13% of residents live below the federal poverty line, and 19.3% of households rent their home.
What you need for a payday loan in Livingston Parish
Lenders that serve Livingston Parish typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Livingston Parish
What Livingston Parish borrowers use it for
deposits, trucks and first-week expenses
Car repairskeep getting to work while the shop fixes it
Need money nowthe fastest options online
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Livingston Parish
Payday Loans Legal
Payday loans (deferred presentment transactions and small loans) are legal in Louisiana from lenders licensed by the Office of Financial Institutions under the Deferred…
Personal Loans
Blended tiers: 36% to $1,400, 27% to $4,000, 24% to $7,000, 21% above.
Title Loans Legal
Louisiana has no separate title-loan act.
Banks and credit unions in Livingston Parish
Banks with branches in Livingston Parish
20 FDIC-insured bank branches from 11 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Hancock Whitney Bank | 5 | 34830 La Highway 16, Denham Springs 70706 |
| First Guaranty Bank | 3 | 33818 Louisiana Highway 16, Denham Springs 70706 |
| Capital One, National Association | 3 | 29963 S Magnolia St, Livingston 70754 |
| BankPlus | 2 | 822 S Range Ave, Denham Springs 70726 |
| Regions Bank | 1 | 1509 S Range Ave, Denham Springs 70726 |
| Renasant Bank | 1 | 923 S Range Ave, Denham Springs 70726 |
| b1BANK | 1 | 31635 Louisiana Highway 16, Denham Springs 70726 |
| The Huntington National Bank | 1 | 32330 La Highway 16, Denham Springs 70726 |
| JPMorgan Chase Bank, National Association | 1 | 1440 S Range Ave, Denham Springs 70726 |
| Investar Bank, National Association | 1 | 482 S Range Ave, Denham Springs 70726 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Livingston Parish
10 credit-union locations from 8 credit unions.
| Credit union | Location |
|---|---|
| Baton Rouge Telco | 32839 La Highway 16, Denham Springs 70706 |
| Keesler | 1620 S Range Ave, Denham Springs 70726 |
| Pelican | 145 Rushing Rd W, Denham Springs 70726 |
| Neighbors | 175 Rushing Rd W, Denham Springs 70726 |
| Efcu Financial | 7822 Magnolia Beach Rd, Denham Springs 70726 |
| Essential | 28645 Walker Rd S, Walker 70785 |
| Breco | 10161 Florida Blvd, Walker 70785 |
| Livingston Parish | 890 Florida Ave Se, Denham Springs 70726 |
Source: NCUA credit union branch data, June 30, 2026.
All Louisiana counties and cities
Frequently asked questions
Are payday loans legal in Livingston Parish?
Livingston Parish follows Louisiana law. Payday loans (deferred presentment transactions and small loans) are legal in Louisiana from lenders licensed by the Office of Financial Institutions under the Deferred Presentment and Small Loan Act, La.
Are title loans legal in Livingston Parish?
Louisiana has no separate title-loan act.
Where can I get a small loan in Livingston Parish?
Options include 20 bank and 10 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Livingston Parish?
Fill out our short online form from anywhere in Livingston Parish. We share it with lenders in our network that serve Louisiana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Livingston Parish?
Yes. You don't need to visit a branch or storefront anywhere in Livingston Parish. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Louisiana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Livingston Parish on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Livingston Parish residents can start any time, and it takes about 3 minutes.
Can I get a loan in Livingston Parish with bad credit?
Yes, many lenders in our network work with Livingston Parish residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Livingston Parish, LA?
You can apply at banks, credit unions and lenders in Livingston Parish, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Louisiana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.