Loans in Madison Parish, LA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Madison Parish, LA.
The median household in Madison Parish earns $35,456 a year, 42% below the Louisiana median of $60,756. About 34% of residents live below the federal poverty line, and 46.9% of households rent their home. 16.0% of households have no home internet; our form works on any phone.
What you need for a payday loan in Madison Parish
Lenders that serve Madison Parish typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Madison Parish
What Madison Parish borrowers use it for
pay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Madison Parish
Payday Loans Legal
Payday loans (deferred presentment transactions and small loans) are legal in Louisiana from lenders licensed by the Office of Financial Institutions under the Deferred…
Personal Loans
Blended tiers: 36% to $1,400, 27% to $4,000, 24% to $7,000, 21% above.
Title Loans Legal
Louisiana has no separate title-loan act.
Banks and credit unions in Madison Parish
Banks with branches in Madison Parish
5 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Planters Bank & Trust Company | 1 | 115 N Chestnut St, Tallulah 71282 |
| Capital One, National Association | 1 | 500 E Askew St, Tallulah 71282 |
| Guaranty Bank & Trust Company of Delhi, Louisiana | 1 | 13 Crothers Dr, Richmond 71282 |
| Delta Bank | 1 | 401 S Cedar St, Tallulah 71282 |
| Tensas State Bank | 1 | 8 Crothers Dr, Tallulah 71282 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Madison Parish. The nearest counties with credit unions:
Credit unions in Franklin Parish
2 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| District 58 | 6217 Highway 15, Gilbert 71336 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Richland Parish
2 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Richland Parish Schools | 411 Foster St, Rayville 71269 |
Source: NCUA credit union branch data, June 30, 2026.
All Louisiana counties and cities
Frequently asked questions
Are payday loans legal in Madison Parish?
Madison Parish follows Louisiana law. Payday loans (deferred presentment transactions and small loans) are legal in Louisiana from lenders licensed by the Office of Financial Institutions under the Deferred Presentment and Small Loan Act, La.
Are title loans legal in Madison Parish?
Louisiana has no separate title-loan act.
Where can I get a small loan in Madison Parish?
Options include 5 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Madison Parish?
Fill out our short online form from anywhere in Madison Parish. We share it with lenders in our network that serve Louisiana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Madison Parish with bad credit?
Yes, many lenders in our network work with Madison Parish residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Madison Parish, LA?
You can apply at banks, credit unions and lenders in Madison Parish, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Louisiana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Madison Parish?
Yes. You don't need to visit a branch or storefront anywhere in Madison Parish. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Louisiana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Madison Parish?
Yes. When an unexpected bill comes up, Madison Parish residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.