Loans in Orleans Parish, LA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Orleans Parish, LA.
The median household in Orleans Parish earns $56,631 a year, 7% below the Louisiana median of $60,756. About 23% of residents live below the federal poverty line, and 48.8% of households rent their home. 10.1% of households have no home internet; our form works on any phone.
What you need for a payday loan in Orleans Parish
Most Orleans Parish applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Orleans Parish
What Orleans Parish borrowers use it for
keep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Need money nowthe fastest options online
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Orleans Parish
Payday Loans Legal
Payday loans (deferred presentment transactions and small loans) are legal in Louisiana from lenders licensed by the Office of Financial Institutions under the Deferred…
Personal Loans
Blended tiers: 36% to $1,400, 27% to $4,000, 24% to $7,000, 21% above.
Title Loans Legal
Louisiana has no separate title-loan act.
Banks and credit unions in Orleans Parish
Banks with branches in Orleans Parish
78 FDIC-insured bank branches from 21 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| JPMorgan Chase Bank, National Association | 11 | 1425 N Broad St, New Orleans 70119 |
| Hancock Whitney Bank | 11 | 1324 S Carrollton Ave, New Orleans 70118 |
| FIDELITY BANK | 7 | 353 Carondelet St, New Orleans 70130 |
| First Horizon Bank | 7 | 601 Poydras St, New Orleans 70130 |
| Gulf Coast Bank and Trust Company | 6 | 200 Saint Charles Ave, New Orleans 70130 |
| Capital One, National Association | 6 | 3540 Saint Charles Ave, New Orleans 70115 |
| Regions Bank | 6 | 114 W Robert E Lee Blvd, New Orleans 70124 |
| Liberty Bank and Trust Company | 5 | 6600 Plaza Dr, New Orleans 70127 |
| M C Bank & Trust Company | 3 | 851 Harrison Ave, New Orleans 70124 |
| Fifth District Savings Bank | 2 | 4000 General Degaulle Dr, New Orleans 70114 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Orleans Parish
42 credit-union locations from 28 credit unions.
| Credit union | Location |
|---|---|
| Credit Human | 3001 Tulane Ave Ste 8, New Orleans 70119 |
| Onpath | 411 N Carrollton Ave, New Orleans 70119 |
| Campus | 2200 Tulane Ave, New Orleans 70119 |
| The New Orleans Firemen'S | 5163 General Degaulle Dr Ste F, New Orleans 70131 |
| Eagle Louisiana | 6400 Saint Claude Ave Bldg 4208, New Orleans 70117 |
| Xplore | 701 Poydras St Ste P140, New Orleans 70139 |
| Tulane/Loyola | 1440 Canal St Ste 101, New Orleans 70112 |
| Fleur-De-Lis | 1450 Poydras St Ste 628, New Orleans 70112 |
| Navy Federal Credit Union | 2290 Coral Sea Street, New Orleans 70114 |
| Keesler | 200 Henry Clay Ave, New Orleans 70118 |
| Hope | 1726 Oretha Castle Haley Blvd, New Orleans 70113 |
| Riverland | 639 Loyola Ave Ste 220, New Orleans 70113 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Orleans Parish
All Louisiana counties and cities
Frequently asked questions
Are payday loans legal in Orleans Parish?
Orleans Parish follows Louisiana law. Payday loans (deferred presentment transactions and small loans) are legal in Louisiana from lenders licensed by the Office of Financial Institutions under the Deferred Presentment and Small Loan Act, La.
Are title loans legal in Orleans Parish?
Louisiana has no separate title-loan act.
Where can I get a small loan in Orleans Parish?
Options include 78 bank and 42 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Orleans Parish?
Fill out our short online form from anywhere in Orleans Parish. We share it with lenders in our network that serve Louisiana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Orleans Parish?
Yes. You don't need to visit a branch or storefront anywhere in Orleans Parish. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Louisiana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Orleans Parish on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Orleans Parish residents can start any time, and it takes about 3 minutes.
Can I get a loan in Orleans Parish with bad credit?
Yes, many lenders in our network work with Orleans Parish residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Orleans Parish, LA?
You can apply at banks, credit unions and lenders in Orleans Parish, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Louisiana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.