Loans in St. Landry Parish, LA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for St. Landry Parish, LA.
The median household in St. Landry Parish earns $44,462 a year, 27% below the Louisiana median of $60,756. About 27% of residents live below the federal poverty line, and 29.9% of households rent their home. 19.3% of households have no home internet; our form works on any phone.
What you need for a payday loan in St. Landry Parish
Here's what to have on hand before you start your payday loan request in St. Landry Parish:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in St. Landry Parish
What St. Landry Parish borrowers use it for
deposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Rent duecover a short gap before payday
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in St. Landry Parish
Payday Loans Legal
Payday loans (deferred presentment transactions and small loans) are legal in Louisiana from lenders licensed by the Office of Financial Institutions under the Deferred…
Personal Loans
Blended tiers: 36% to $1,400, 27% to $4,000, 24% to $7,000, 21% above.
Title Loans Legal
Louisiana has no separate title-loan act.
Banks and credit unions in St. Landry Parish
Banks with branches in St. Landry Parish
37 FDIC-insured bank branches from 15 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Washington State Bank | 6 | 103 North Main Street, Washington 70589 |
| American Bank & Trust Company | 6 | 307 E Landry St, Opelousas 70570 |
| St. Landry Bank and Trust Company | 4 | 132 E Landry St, Opelousas 70570 |
| Catalyst Bank | 4 | 235 N Court St, Opelousas 70570 |
| Bank of Sunset and Trust Company | 2 | 863 Napoleon Ave, Sunset 70584 |
| b1BANK | 2 | 301 W Laurel Ave, Eunice 70535 |
| JPMorgan Chase Bank, National Association | 2 | 234 N Court St, Opelousas 70570 |
| JD Bank | 2 | 300 Park Ave, Eunice 70535 |
| Basile State Bank | 2 | 751 W Maple Ave, Eunice 70535 |
| Hancock Whitney Bank | 2 | 5672 I 49 N Service Rd, Opelousas 70570 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in St. Landry Parish
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Pelican | 2508 South Union Street, Opelousas 70570 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in St. Landry Parish
All Louisiana counties and cities
Frequently asked questions
Are payday loans legal in St. Landry Parish?
St. Landry Parish follows Louisiana law. Payday loans (deferred presentment transactions and small loans) are legal in Louisiana from lenders licensed by the Office of Financial Institutions under the Deferred Presentment and Small Loan Act, La.
Are title loans legal in St. Landry Parish?
Louisiana has no separate title-loan act.
Where can I get a small loan in St. Landry Parish?
Options include 37 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in St. Landry Parish?
Fill out our short online form from anywhere in St. Landry Parish. We share it with lenders in our network that serve Louisiana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in St. Landry Parish?
Yes. When an unexpected bill comes up, St. Landry Parish residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in St. Landry Parish with bad credit?
Yes, many lenders in our network work with St. Landry Parish residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in St. Landry Parish on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. St. Landry Parish residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in St. Landry Parish?
Yes. You don't need to visit a branch or storefront anywhere in St. Landry Parish. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Louisiana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.