Loans in St. Mary Parish, LA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for St. Mary Parish, LA.
The median household in St. Mary Parish earns $52,576 a year, 13% below the Louisiana median of $60,756. About 21% of residents live below the federal poverty line, and 31.4% of households rent their home. 11.4% of households have no home internet; our form works on any phone.
What you need for a payday loan in St. Mary Parish
Here's what to have on hand before you start your payday loan request in St. Mary Parish:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in St. Mary Parish
What St. Mary Parish borrowers use it for
gifts and travel without maxing a card
Car repairskeep getting to work while the shop fixes it
Rent duecover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in St. Mary Parish
Payday Loans Legal
Payday loans (deferred presentment transactions and small loans) are legal in Louisiana from lenders licensed by the Office of Financial Institutions under the Deferred…
Personal Loans
Blended tiers: 36% to $1,400, 27% to $4,000, 24% to $7,000, 21% above.
Title Loans Legal
Louisiana has no separate title-loan act.
Banks and credit unions in St. Mary Parish
Banks with branches in St. Mary Parish
14 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Patterson State Bank | 3 | 1130 Highway 90, Patterson 70392 |
| M C Bank & Trust Company | 3 | 1204 Greenwood St, Morgan City 70380 |
| The First National Bank of Jeanerette | 3 | 1902 Main St, Franklin 70538 |
| Hancock Whitney Bank | 2 | 1100 Brashear Ave, Morgan City 70380 |
| Regions Bank | 2 | 1504 Hospital Ave, Franklin 70538 |
| First Horizon Bank | 1 | 1001 7th St, Morgan City 70380 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in St. Mary Parish
5 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Morgan City | 1205 Victor Ii Blvd, Morgan City 70380 |
| Riverland | 1234 David Dr Ste 104, Morgan City 70380 |
| St. Mary Parish School Emp. | 1401 Cynthia St, Franklin 70538 |
| Cabot Employees | 272 Cabot Canal Plant Lane, Franklin 70538 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in St. Mary Parish
All Louisiana counties and cities
Frequently asked questions
Are payday loans legal in St. Mary Parish?
St. Mary Parish follows Louisiana law. Payday loans (deferred presentment transactions and small loans) are legal in Louisiana from lenders licensed by the Office of Financial Institutions under the Deferred Presentment and Small Loan Act, La.
Are title loans legal in St. Mary Parish?
Louisiana has no separate title-loan act.
Where can I get a small loan in St. Mary Parish?
Options include 14 bank and 5 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in St. Mary Parish?
Fill out our short online form from anywhere in St. Mary Parish. We share it with lenders in our network that serve Louisiana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in St. Mary Parish?
Yes. You don't need to visit a branch or storefront anywhere in St. Mary Parish. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Louisiana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in St. Mary Parish?
Yes. When an unexpected bill comes up, St. Mary Parish residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in St. Mary Parish on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. St. Mary Parish residents can start any time, and it takes about 3 minutes.
Where can I get a loan in St. Mary Parish, LA?
You can apply at banks, credit unions and lenders in St. Mary Parish, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Louisiana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.