Loans in St. Tammany Parish, LA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for St. Tammany Parish, LA.
The median household in St. Tammany Parish earns $81,202 a year, 34% above the Louisiana median of $60,756. About 11% of residents live below the federal poverty line, and 21.1% of households rent their home.
What you need for a payday loan in St. Tammany Parish
Lenders that serve St. Tammany Parish typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in St. Tammany Parish
What St. Tammany Parish borrowers use it for
keep getting to work while the shop fixes it
Moving costsdeposits, trucks and first-week expenses
Holiday expensesgifts and travel without maxing a card
Need money nowthe fastest options online
Loans for your situation
Which loans are available in St. Tammany Parish
Payday Loans Legal
Payday loans (deferred presentment transactions and small loans) are legal in Louisiana from lenders licensed by the Office of Financial Institutions under the Deferred…
Personal Loans
Blended tiers: 36% to $1,400, 27% to $4,000, 24% to $7,000, 21% above.
Title Loans Legal
Louisiana has no separate title-loan act.
Banks and credit unions in St. Tammany Parish
Banks with branches in St. Tammany Parish
75 FDIC-insured bank branches from 28 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Hancock Whitney Bank | 9 | 2250 Gause Blvd E, Slidell 70461 |
| Resource Bank | 6 | 70533 Highway 21, Covington 70433 |
| JPMorgan Chase Bank, National Association | 6 | 3580 Pontchartrain Dr, Slidell 70458 |
| Home Bank, National Association | 6 | 1750 N Columbia St, Covington 70433 |
| Citizens Bank & Trust Company | 5 | 222 N New Hampshire St, Covington 70433 |
| Regions Bank | 4 | 1253 Gause Blvd, Slidell 70458 |
| Capital One, National Association | 4 | 3840 Emerald Road, Mandeville 70471 |
| Gulf Coast Bank and Trust Company | 4 | 1110 N Highway 190, Covington 70433 |
| FIDELITY BANK | 3 | 2201 N Highway 190, Covington 70433 |
| First Horizon Bank | 3 | 850 N Causeway Blvd, Mandeville 70448 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in St. Tammany Parish
29 credit-union locations from 12 credit unions.
| Credit union | Location |
|---|---|
| Onpath | 112 E 32Nd Ave, Covington 70433 |
| The New Orleans Firemen'S | 1512 Gause Blvd, Slidell 70458 |
| Xplore | 1404 North Highway 90, Covington 70433 |
| St. Tammany | 550 Pontchartrain Dr, Slidell 70458 |
| Keesler | 1338 Gause Blvd, Slidell 70458 |
| Chevron | 100 Northpark Blvd # B1302A, Covington 70433 |
| Pelican | 100 Cherokee Rose Ln, Covington 70433 |
| Epic | 125 Pinnacle Pkwy, Covington 70433 |
| Post Office Employees' | 1200 Business 190 Ste 20, Covington 70433 |
| Noda | 720 Robert Blvd, Slidell 70458 |
| Cusa | 50 Louis Prima Dr Ste A, Covington 70433 |
| S T S P | 27234 Highway 190, Lacombe 70445 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in St. Tammany Parish
All Louisiana counties and cities
Frequently asked questions
Are payday loans legal in St. Tammany Parish?
St. Tammany Parish follows Louisiana law. Payday loans (deferred presentment transactions and small loans) are legal in Louisiana from lenders licensed by the Office of Financial Institutions under the Deferred Presentment and Small Loan Act, La.
Are title loans legal in St. Tammany Parish?
Louisiana has no separate title-loan act.
Where can I get a small loan in St. Tammany Parish?
Options include 75 bank and 29 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in St. Tammany Parish?
Fill out our short online form from anywhere in St. Tammany Parish. We share it with lenders in our network that serve Louisiana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in St. Tammany Parish?
Yes. You don't need to visit a branch or storefront anywhere in St. Tammany Parish. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Louisiana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in St. Tammany Parish on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. St. Tammany Parish residents can start any time, and it takes about 3 minutes.
Where can I get a loan in St. Tammany Parish, LA?
You can apply at banks, credit unions and lenders in St. Tammany Parish, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Louisiana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in St. Tammany Parish?
Yes. When an unexpected bill comes up, St. Tammany Parish residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.