Loans in Vermilion Parish, LA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Vermilion Parish, LA.
The median household in Vermilion Parish earns $55,707 a year, 8% below the Louisiana median of $60,756. About 20% of residents live below the federal poverty line, and 26.6% of households rent their home.
What you need for a payday loan in Vermilion Parish
Here's what to have on hand before you start your payday loan request in Vermilion Parish:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Vermilion Parish
What Vermilion Parish borrowers use it for
gifts and travel without maxing a card
Rent duecover a short gap before payday
Car repairskeep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Vermilion Parish
Payday Loans Legal
Payday loans (deferred presentment transactions and small loans) are legal in Louisiana from lenders licensed by the Office of Financial Institutions under the Deferred…
Personal Loans
Blended tiers: 36% to $1,400, 27% to $4,000, 24% to $7,000, 21% above.
Title Loans Legal
Louisiana has no separate title-loan act.
Banks and credit unions in Vermilion Parish
Banks with branches in Vermilion Parish
20 FDIC-insured bank branches from 10 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Gulf Coast Bank | 4 | 221 S State St, Abbeville 70510 |
| Bank of Erath | 3 | 105 W Edward St, Erath 70533 |
| Bank of Abbeville & Trust Company | 3 | 123 Concord St, Abbeville 70510 |
| Vermilion Bank & Trust Company | 3 | 420 N Cushing Ave, Kaplan 70548 |
| Currency Bank | 2 | 201 N Cushing Ave, Kaplan 70548 |
| Bank of Gueydan | 1 | 111 Main St, Gueydan 70542 |
| Abbeville Building & Loan (A State-Chartered Savings Bank) | 1 | 1212 Charity St, Abbeville 70510 |
| JPMorgan Chase Bank, National Association | 1 | 500 Charity St, Abbeville 70510 |
| Capital One, National Association | 1 | 2425 Veterans Memorial Dr, Abbeville 70510 |
| First Guaranty Bank | 1 | 799 W Summers Dr, Abbeville 70510 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Vermilion Parish
2 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Vermilion Employees | 108 S East St, Abbeville 70510 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Vermilion Parish
All Louisiana counties and cities
Frequently asked questions
Are payday loans legal in Vermilion Parish?
Vermilion Parish follows Louisiana law. Payday loans (deferred presentment transactions and small loans) are legal in Louisiana from lenders licensed by the Office of Financial Institutions under the Deferred Presentment and Small Loan Act, La.
Are title loans legal in Vermilion Parish?
Louisiana has no separate title-loan act.
Where can I get a small loan in Vermilion Parish?
Options include 20 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Vermilion Parish?
Fill out our short online form from anywhere in Vermilion Parish. We share it with lenders in our network that serve Louisiana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Vermilion Parish, LA?
You can apply at banks, credit unions and lenders in Vermilion Parish, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Louisiana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Vermilion Parish?
Yes. When an unexpected bill comes up, Vermilion Parish residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Vermilion Parish on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Vermilion Parish residents can start any time, and it takes about 3 minutes.
Can I get a loan in Vermilion Parish with bad credit?
Yes, many lenders in our network work with Vermilion Parish residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.