Loans in Androscoggin County, ME: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Androscoggin County, ME.
The median household in Androscoggin County earns $67,873 a year, 9% below the Maine median of $74,733. About 14% of residents live below the federal poverty line, and 32.1% of households rent their home.
What you need for a payday loan in Androscoggin County
Most Androscoggin County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Androscoggin County
What Androscoggin County borrowers use it for
cover a short gap before payday
Car repairskeep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Androscoggin County
Payday Loans Legal
Payday loans are legal in Maine only from supervised lenders licensed by the Bureau of Consumer Credit Protection, and fees are tightly capped: a lender may charge no more than a…
Personal Loans
Tiered: 30% to $2,000, 24% to $4,000, 18% above; 18% if over $8,000.
Title Loans Not available
Vehicle title loans are generally prohibited in Maine, according to the Bureau of Consumer Credit Protection.
Banks and credit unions in Androscoggin County
Banks with branches in Androscoggin County
19 FDIC-insured bank branches from 9 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Androscoggin Savings Bank | 4 | 505 Sabattus St, Lewiston 04240 |
| Maine Community Bank | 2 | 100 Minot Ave, Auburn 04210 |
| Auburn Savings Bank, FSB | 2 | 256 Court St, Auburn 04210 |
| TD Bank, National Association | 2 | 10 Great Falls Plz, Auburn 04210 |
| The Camden National Bank | 2 | 178 Court St, Auburn 04210 |
| KeyBank National Association | 2 | 12 East Ave, Lewiston 04240 |
| Northeast Bank | 2 | 836 Center Street, Auburn 04210 |
| Bangor Savings Bank | 2 | 882 Lisbon St, Lewiston 04240 |
| Norway Savings Bank | 1 | 31 Court St, Auburn 04210 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Androscoggin County
19 credit-union locations from 10 credit unions.
| Credit union | Location |
|---|---|
| Cport | 321 Main St, Lewiston 04240 |
| Ancorum | 35 Ash St, Lewiston 04240 |
| Dirigo | 391 Main St, Lewiston 04240 |
| Maine Family | 555 Sabattus St, Lewiston 04240 |
| Community | 144 Pine St, Lewiston 04240 |
| Lisbon Community | 802 Sabattus St, Lewiston 04240 |
| Central Maine | 1000 Lisbon St, Lewiston 04240 |
| Sabattus Regional | 2 Middle Rd, Sabattus 04280 |
| Great Falls Regional | 760 Minot Ave, Auburn 04210 |
| Milestones | 291 Pine St, Lewiston 04240 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Androscoggin County
Frequently asked questions
Are payday loans legal in Androscoggin County?
Androscoggin County follows Maine law. Payday loans are legal in Maine only from supervised lenders licensed by the Bureau of Consumer Credit Protection, and fees are tightly capped: a lender may charge no more than a $5, $15 or $25 minimum finance charge (by loan size) or the general consumer-loan rate caps.
Are title loans legal in Androscoggin County?
Vehicle title loans are generally prohibited in Maine, according to the Bureau of Consumer Credit Protection.
Where can I get a small loan in Androscoggin County?
Options include 19 bank and 19 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Androscoggin County?
Fill out our short online form from anywhere in Androscoggin County. We share it with lenders in our network that serve Maine; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Androscoggin County?
Yes. When an unexpected bill comes up, Androscoggin County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Androscoggin County, ME?
You can apply at banks, credit unions and lenders in Androscoggin County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Maine residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Androscoggin County?
Yes. You don't need to visit a branch or storefront anywhere in Androscoggin County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Maine. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Androscoggin County with bad credit?
Yes, many lenders in our network work with Androscoggin County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.