Loans in Knox County, ME: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Knox County, ME.
The median household in Knox County earns $74,096 a year, about the same as the Maine median of $74,733. About 8% of residents live below the federal poverty line, and 21.3% of households rent their home.
What you need for a payday loan in Knox County
Most Knox County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Knox County
What Knox County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Car repairskeep getting to work while the shop fixes it
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Knox County
Payday Loans Legal
Payday loans are legal in Maine only from supervised lenders licensed by the Bureau of Consumer Credit Protection, and fees are tightly capped: a lender may charge no more than a…
Personal Loans
Tiered: 30% to $2,000, 24% to $4,000, 18% above; 18% if over $8,000.
Title Loans Not available
Vehicle title loans are generally prohibited in Maine, according to the Bureau of Consumer Credit Protection.
Banks and credit unions in Knox County
Banks with branches in Knox County
19 FDIC-insured bank branches from 8 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Camden National Bank | 6 | 2 Elm St, Camden 04843 |
| First National Bank | 4 | 114 Commercial St, Rockport 04856 |
| Bangor Savings Bank | 4 | 289 Camden Rd, Warren 04864 |
| TD Bank, National Association | 1 | 34 School St, Rockland 04841 |
| Rockland Savings Bank, FSB | 1 | 582 Main St, Rockland 04841 |
| KeyBank National Association | 1 | 331 Main St, Rockland 04841 |
| Bar Harbor Bank & Trust | 1 | 245 Camden Street (u.S. Route 1), Rockland 04841 |
| Machias Savings Bank | 1 | 3 Glen St, Rockland 04841 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Knox County
3 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Midcoast | 209 New County Rd, Thomaston 04861 |
| Maine State | 168 Camden St, Rockland 04841 |
| Ancorum | 710 Main St, Rockland 04841 |
Source: NCUA credit union branch data, June 30, 2026.
Frequently asked questions
Are payday loans legal in Knox County?
Knox County follows Maine law. Payday loans are legal in Maine only from supervised lenders licensed by the Bureau of Consumer Credit Protection, and fees are tightly capped: a lender may charge no more than a $5, $15 or $25 minimum finance charge (by loan size) or the general consumer-loan rate caps.
Are title loans legal in Knox County?
Vehicle title loans are generally prohibited in Maine, according to the Bureau of Consumer Credit Protection.
Where can I get a small loan in Knox County?
Options include 19 bank and 3 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Knox County?
Fill out our short online form from anywhere in Knox County. We share it with lenders in our network that serve Maine; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Knox County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Knox County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Knox County, ME?
You can apply at banks, credit unions and lenders in Knox County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Maine residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Knox County with bad credit?
Yes, many lenders in our network work with Knox County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Knox County?
Yes. You don't need to visit a branch or storefront anywhere in Knox County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Maine. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.