Loans in York County, ME: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for York County, ME.
The median household in York County earns $88,333 a year, 18% above the Maine median of $74,733. About 8% of residents live below the federal poverty line, and 22.7% of households rent their home.
What you need for a payday loan in York County
Here's what to have on hand before you start your payday loan request in York County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in York County
What York County borrowers use it for
keep getting to work while the shop fixes it
Rent duecover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Need money nowthe fastest options online
Loans for your situation
Which loans are available in York County
Payday Loans Legal
Payday loans are legal in Maine only from supervised lenders licensed by the Bureau of Consumer Credit Protection, and fees are tightly capped: a lender may charge no more than a…
Personal Loans
Tiered: 30% to $2,000, 24% to $4,000, 18% above; 18% if over $8,000.
Title Loans Not available
Vehicle title loans are generally prohibited in Maine, according to the Bureau of Consumer Credit Protection.
Banks and credit unions in York County
Banks with branches in York County
61 FDIC-insured bank branches from 13 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Kennebunk Savings Bank | 12 | 104 Main St, Kennebunk 04043 |
| Partners Bank of New England | 8 | 900 Main St, Sanford 04073 |
| Manufacturers and Traders Trust Company | 8 | 3 Elm St, Kennebunkport 04046 |
| Bangor Savings Bank | 7 | 180 Maple St, Cornish 04020 |
| TD Bank, National Association | 5 | 1237 Main St, Sanford 04073 |
| Maine Community Bank | 5 | 473 Alfred St, Biddeford 04005 |
| Saco & Biddeford Savings Institution | 3 | 252 Main St, Saco 04072 |
| KeyBank National Association | 3 | 2 Scammon St, Saco 04072 |
| The Camden National Bank | 3 | 36 Portland Road, Kennebunk 04043 |
| Bank of America, National Association | 2 | 534 Main St, Saco 04072 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in York County
22 credit-union locations from 9 credit unions.
| Credit union | Location |
|---|---|
| Lighthouse | Portsmouth Naval Shipyard, Kittery 03904 |
| Empeople | 145 Main St, Biddeford 04005 |
| Atlantic Regional | 75 Boulder Way, Biddeford 04005 |
| Town & Country | 52 Elm St, Saco 04072 |
| University | 4 Community Dr, Saco 04072 |
| Trugrocer | 205 Spencer Dr, Wells 04090 |
| Peopleschoice | 23 Industrial Park Rd, Saco 04072 |
| Truchoice | 779 Narragansett Trl, Buxton 04093 |
| Saco Valley | 312 Main St, Saco 04072 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in York County
Frequently asked questions
Are payday loans legal in York County?
York County follows Maine law. Payday loans are legal in Maine only from supervised lenders licensed by the Bureau of Consumer Credit Protection, and fees are tightly capped: a lender may charge no more than a $5, $15 or $25 minimum finance charge (by loan size) or the general consumer-loan rate caps.
Are title loans legal in York County?
Vehicle title loans are generally prohibited in Maine, according to the Bureau of Consumer Credit Protection.
Where can I get a small loan in York County?
Options include 61 bank and 22 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in York County?
Fill out our short online form from anywhere in York County. We share it with lenders in our network that serve Maine; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in York County?
Yes. You don't need to visit a branch or storefront anywhere in York County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Maine. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in York County, ME?
You can apply at banks, credit unions and lenders in York County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Maine residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in York County?
Yes. When an unexpected bill comes up, York County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in York County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. York County residents can start any time, and it takes about 3 minutes.