Loans in Bristol County, MA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Bristol County, MA.
The median household in Bristol County earns $85,625 a year, 18% below the Massachusetts median of $103,960. About 11% of residents live below the federal poverty line, and 37.7% of households rent their home.
What you need for a personal loan in Bristol County
Here's what to have on hand before you start your personal loan request in Bristol County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Bristol County
What Bristol County borrowers use it for
cover a short gap before payday
Holiday expensesgifts and travel without maxing a card
Need money nowthe fastest options online
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Bristol County
Payday Loans Not available
Payday loans are effectively illegal in Massachusetts.
Personal Loans
23% APR plus $20 fee on loans up to $6,000; 20% usury above.
Title Loans Not available
High-cost car title loans are not allowed in Massachusetts.
Banks and credit unions in Bristol County
Banks with branches in Bristol County
125 FDIC-insured bank branches from 15 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| BayCoast Bank | 18 | 330 Swansea Mall Dr, Swansea 02777 |
| Santander Bank, N.A. | 17 | 27 Park St, Attleboro 02703 |
| Bristol County Savings Bank | 14 | 35 Broadway, Taunton 02780 |
| Citizens Bank, National Association | 14 | 21 Fairhaven Commons Way, Fairhaven 02719 |
| Fall River Five Cents Savings Bank | 12 | 160 County St, New Bedford 02740 |
| Bank of America, National Association | 11 | 700 Pleasant St, New Bedford 02740 |
| Mechanics Cooperative Bank | 9 | 316 Broadway, Taunton 02780 |
| Rockland Trust Company | 8 | 75 Huttelson Ave, Fairhaven 02719 |
| North Easton Savings Bank | 5 | 20 Eastman St, South Easton 02375 |
| Eastern Bank | 5 | 742 County St, Taunton 02780 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Bristol County
61 credit-union locations from 21 credit unions.
| Credit union | Location |
|---|---|
| Rockland | 76 Copeland Dr, Mansfield 02048 |
| Coastal1 | 99 Chestnut St, North Attleboro 02760 |
| Brightbridge | 400 John Quincy Adams Rd, Taunton 02780 |
| Sharon & Crescent United | 100 Forbes Blvd, Mansfield 02048 |
| St. Anne'S | 286 Oliver St, Fall River 02724 |
| First Citizens' | 468 County St, New Bedford 02740 |
| Taunton | 403 Winthrop St, Taunton 02780 |
| Fall River Municipal | 333 Milliken Blvd, Fall River 02721 |
| Somerset | 740 County St, Somerset 02726 |
| Alltrust | 123 Alden Rd, Fairhaven 02719 |
| New Bedford | 1150 Purchase St, New Bedford 02740 |
| Westport | 655 State Rd, Westport 02790 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Bristol County
All Massachusetts counties and cities
Frequently asked questions
Are payday loans legal in Bristol County?
Bristol County follows Massachusetts law. Payday loans are effectively illegal in Massachusetts.
Are title loans legal in Bristol County?
High-cost car title loans are not allowed in Massachusetts.
Where can I get a small loan in Bristol County?
Options include 125 bank and 61 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Bristol County?
Fill out our short online form from anywhere in Bristol County. We share it with lenders in our network that serve Massachusetts; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Bristol County with bad credit?
Yes, many lenders in our network work with Bristol County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Bristol County?
Yes. When an unexpected bill comes up, Bristol County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Bristol County?
Yes. You don't need to visit a branch or storefront anywhere in Bristol County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Massachusetts. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Bristol County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Bristol County residents can start any time, and it takes about 3 minutes.