Loans in Alcorn County, MS: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Alcorn County, MS.
The median household in Alcorn County earns $51,260 a year, 9% below the Mississippi median of $56,447. About 16% of residents live below the federal poverty line, and 32.2% of households rent their home. 16.2% of households have no home internet; our form works on any phone.
What you need for a payday loan in Alcorn County
Most Alcorn County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Alcorn County
What Alcorn County borrowers use it for
deposits, trucks and first-week expenses
Rent duecover a short gap before payday
Need money nowthe fastest options online
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Alcorn County
Payday Loans Legal
Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Personal Loans
Tiered 36%-14% APR; 59% to $5,330; credit availability 25%/month to $3,320.
Title Loans Legal
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Banks and credit unions in Alcorn County
Banks with branches in Alcorn County
16 FDIC-insured bank branches from 10 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Farmers and Merchants Bank | 3 | 515 N Fillmore St, Corinth 38834 |
| Trustmark Bank | 2 | 501 N Fillmore St, Corinth 38834 |
| Renasant Bank | 2 | 304 S Cass St, Corinth 38834 |
| CB&S Bank, Inc. | 2 | 110 Alcorn Dr, Corinth 38834 |
| The Huntington National Bank | 2 | 601 N Fillmore St, Corinth 38834 |
| Regions Bank | 1 | 510 Taylor St, Corinth 38834 |
| Commerce Bank | 1 | 700 Taylor St, Corinth 38834 |
| Woodforest National Bank | 1 | 2301 S Harper Rd, Corinth 38834 |
| Home Banking Company | 1 | 1300 S Harper Rd, Corinth 38834 |
| Guaranty Bank and Trust Company | 1 | 604 Cruise Street, Corinth 38834 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Alcorn County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Southeast Financial | 102 Highway 72 W, Corinth 38834 |
| Fort Financial | 1808 S Fulton Dr, Corinth 38834 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Alcorn County
All Mississippi counties and cities
Frequently asked questions
Are payday loans legal in Alcorn County?
Alcorn County follows Mississippi law. Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Are title loans legal in Alcorn County?
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Where can I get a small loan in Alcorn County?
Options include 16 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Alcorn County?
Fill out our short online form from anywhere in Alcorn County. We share it with lenders in our network that serve Mississippi; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Alcorn County?
Yes. You don't need to visit a branch or storefront anywhere in Alcorn County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Mississippi. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Alcorn County with bad credit?
Yes, many lenders in our network work with Alcorn County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Alcorn County, MS?
You can apply at banks, credit unions and lenders in Alcorn County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Mississippi residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Alcorn County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Alcorn County residents can start any time, and it takes about 3 minutes.