Loans in Bolivar County, MS: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Bolivar County, MS.
The median household in Bolivar County earns $39,585 a year, 30% below the Mississippi median of $56,447. About 33% of residents live below the federal poverty line, and 37.4% of households rent their home. 16.8% of households have no home internet; our form works on any phone.
What you need for a payday loan in Bolivar County
Most Bolivar County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Bolivar County
What Bolivar County borrowers use it for
keep getting to work while the shop fixes it
Need money nowthe fastest options online
Medical billspay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Bolivar County
Payday Loans Legal
Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Personal Loans
Tiered 36%-14% APR; 59% to $5,330; credit availability 25%/month to $3,320.
Title Loans Legal
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Banks and credit unions in Bolivar County
Banks with branches in Bolivar County
14 FDIC-insured bank branches from 9 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Cleveland State Bank | 3 | 110 Commerce Ave, Cleveland 38732 |
| Southern Bancorp Bank | 2 | 2nd And Forest Street, Shelby 38774 |
| Renasant Bank | 2 | 308 E Sunflower Rd, Cleveland 38732 |
| Planters Bank & Trust Company | 2 | 428 N Davis Ave, Cleveland 38732 |
| Genesis Bank | 1 | 202 Main St, Benoit 38725 |
| Regions Bank | 1 | 129 S Sharpe Ave, Cleveland 38732 |
| Guaranty Bank and Trust Company | 1 | 307 N Davis Ave, Cleveland 38732 |
| BankPlus | 1 | 620 N Davis Ave, Cleveland 38732 |
| The Jefferson Bank | 1 | 600 Main Street, Rosedale 38769 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Bolivar County
4 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Statewide | 809 W Sunflower Rd, Cleveland 38732 |
| Baxter | 911 N Davis Ave, Cleveland 38732 |
| Shelby/Bolivar County | 630 Gaines Hwy, Boyle 38730 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Bolivar County
All Mississippi counties and cities
Frequently asked questions
Are payday loans legal in Bolivar County?
Bolivar County follows Mississippi law. Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Are title loans legal in Bolivar County?
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Where can I get a small loan in Bolivar County?
Options include 14 bank and 4 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Bolivar County?
Fill out our short online form from anywhere in Bolivar County. We share it with lenders in our network that serve Mississippi; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Bolivar County, MS?
You can apply at banks, credit unions and lenders in Bolivar County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Mississippi residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Bolivar County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Bolivar County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Bolivar County with bad credit?
Yes, many lenders in our network work with Bolivar County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Bolivar County?
Yes. You don't need to visit a branch or storefront anywhere in Bolivar County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Mississippi. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.