Loans in Clarke County, MS: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Clarke County, MS.
The median household in Clarke County earns $46,108 a year, 18% below the Mississippi median of $56,447. About 17% of residents live below the federal poverty line, and 17.7% of households rent their home. 17.1% of households have no home internet; our form works on any phone.
What you need for a payday loan in Clarke County
Here's what to have on hand before you start your payday loan request in Clarke County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Clarke County
What Clarke County borrowers use it for
deposits, trucks and first-week expenses
Holiday expensesgifts and travel without maxing a card
Need money nowthe fastest options online
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Clarke County
Payday Loans Legal
Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Personal Loans
Tiered 36%-14% APR; 59% to $5,330; credit availability 25%/month to $3,320.
Title Loans Legal
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Banks and credit unions in Clarke County
Banks with branches in Clarke County
5 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Great Southern Bank | 2 | 105 S Archusa Ave, Quitman 39355 |
| BankPlus | 1 | 301 S Archusa Ave, Quitman 39355 |
| The Citizens National Bank of Meridian | 1 | 200 S Archusa Ave, Quitman 39355 |
| First State Bank | 1 | 310 S Archusa Ave, Quitman 39355 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Clarke County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| 1St Mississippi | 212 S Archusa Ave, Quitman 39355 |
Source: NCUA credit union branch data, June 30, 2026.
All Mississippi counties and cities
Frequently asked questions
Are payday loans legal in Clarke County?
Clarke County follows Mississippi law. Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Are title loans legal in Clarke County?
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Where can I get a small loan in Clarke County?
Options include 5 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Clarke County?
Fill out our short online form from anywhere in Clarke County. We share it with lenders in our network that serve Mississippi; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Clarke County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Clarke County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Clarke County with bad credit?
Yes, many lenders in our network work with Clarke County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Clarke County, MS?
You can apply at banks, credit unions and lenders in Clarke County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Mississippi residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Clarke County?
Yes. When an unexpected bill comes up, Clarke County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.