Loans in Coahoma County, MS: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Coahoma County, MS.
The median household in Coahoma County earns $37,461 a year, 34% below the Mississippi median of $56,447. About 36% of residents live below the federal poverty line, and 47.9% of households rent their home. 19.8% of households have no home internet; our form works on any phone.
What you need for a payday loan in Coahoma County
Most Coahoma County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Coahoma County
What Coahoma County borrowers use it for
gifts and travel without maxing a card
Car repairskeep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Coahoma County
Payday Loans Legal
Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Personal Loans
Tiered 36%-14% APR; 59% to $5,330; credit availability 25%/month to $3,320.
Title Loans Legal
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Banks and credit unions in Coahoma County
Banks with branches in Coahoma County
9 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First National Bank of Clarksdale | 3 | 402 E 2nd St, Clarksdale 38614 |
| Southern Bancorp Bank | 2 | 111 2nd St, Lula 38644 |
| CB&S Bank, Inc. | 1 | 301 John Lee Hooker Ln, Clarksdale 38614 |
| Regions Bank | 1 | 109 Anderson Boulevard Extended, Clarksdale 38614 |
| Planters Bank & Trust Company | 1 | 206 Sharkey Ave, Clarksdale 38614 |
| Woodforest National Bank | 1 | 1000 S State St, Clarksdale 38614 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Coahoma County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Red River Employees | 220 1St St, Clarksdale 38614 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Coahoma County
All Mississippi counties and cities
Frequently asked questions
Are payday loans legal in Coahoma County?
Coahoma County follows Mississippi law. Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Are title loans legal in Coahoma County?
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Where can I get a small loan in Coahoma County?
Options include 9 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Coahoma County?
Fill out our short online form from anywhere in Coahoma County. We share it with lenders in our network that serve Mississippi; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Coahoma County?
Yes. When an unexpected bill comes up, Coahoma County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Coahoma County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Coahoma County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Coahoma County, MS?
You can apply at banks, credit unions and lenders in Coahoma County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Mississippi residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Coahoma County?
Yes. You don't need to visit a branch or storefront anywhere in Coahoma County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Mississippi. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.