Loans in Forrest County, MS: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Forrest County, MS.
The median household in Forrest County earns $53,640 a year, about the same as the Mississippi median of $56,447. About 21% of residents live below the federal poverty line, and 42.8% of households rent their home. 11.4% of households have no home internet; our form works on any phone.
What you need for a payday loan in Forrest County
Lenders that serve Forrest County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Forrest County
What Forrest County borrowers use it for
cover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Forrest County
Payday Loans Legal
Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Personal Loans
Tiered 36%-14% APR; 59% to $5,330; credit availability 25%/month to $3,320.
Title Loans Legal
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Banks and credit unions in Forrest County
Banks with branches in Forrest County
30 FDIC-insured bank branches from 15 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Trustmark Bank | 5 | 1 Trustmark Plz, Hattiesburg 39401 |
| The Huntington National Bank | 4 | 100 Hardy St, Hattiesburg 39401 |
| Regions Bank | 4 | 501 N Main St, Hattiesburg 39401 |
| Renasant Bank | 3 | 2702 Lincoln Rd, Hattiesburg 39402 |
| Hancock Whitney Bank | 2 | 535 E Central Ave, Petal 39465 |
| The Citizens National Bank of Meridian | 2 | 5248 Old Highway 11, Hattiesburg 39402 |
| BankFirst Financial Services | 2 | 1130 Evelyn Gandy Pkwy, Petal 39465 |
| Great Southern Bank | 1 | 1300 Hardy St, Hattiesburg 39401 |
| Wells Fargo Bank, National Association | 1 | 3707 Hardy St, Hattiesburg 39402 |
| Community Bank of Mississippi | 1 | 6095 U S Highway 49, Hattiesburg 39401 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Forrest County
10 credit-union locations from 5 credit unions.
| Credit union | Location |
|---|---|
| Camp Shelby | Warehouse Ave Bldg 82, Hattiesburg 39407 |
| Keesler | 1119 Evelyn Gandy Pkwy, Petal 39465 |
| Sunbelt | 1857 Lincoln Rd, Hattiesburg 39402 |
| Centuryfirst | 3318 Hardy St, Hattiesburg 39401 |
| Pine Belt | 1808 Evelyn Gandy Parkway, Hattiesburg 39401 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Forrest County
All Mississippi counties and cities
Frequently asked questions
Are payday loans legal in Forrest County?
Forrest County follows Mississippi law. Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Are title loans legal in Forrest County?
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Where can I get a small loan in Forrest County?
Options include 30 bank and 10 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Forrest County?
Fill out our short online form from anywhere in Forrest County. We share it with lenders in our network that serve Mississippi; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Forrest County, MS?
You can apply at banks, credit unions and lenders in Forrest County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Mississippi residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Forrest County with bad credit?
Yes, many lenders in our network work with Forrest County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Forrest County?
Yes. When an unexpected bill comes up, Forrest County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Forrest County?
Yes. You don't need to visit a branch or storefront anywhere in Forrest County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Mississippi. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.