Loans in Grenada County, MS: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Grenada County, MS.
The median household in Grenada County earns $48,804 a year, 14% below the Mississippi median of $56,447. About 25% of residents live below the federal poverty line, and 33.4% of households rent their home. 13.3% of households have no home internet; our form works on any phone.
What you need for a payday loan in Grenada County
Lenders that serve Grenada County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Grenada County
What Grenada County borrowers use it for
handle the unexpected the same week
Rent duecover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Grenada County
Payday Loans Legal
Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Personal Loans
Tiered 36%-14% APR; 59% to $5,330; credit availability 25%/month to $3,320.
Title Loans Legal
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Banks and credit unions in Grenada County
Banks with branches in Grenada County
8 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Renasant Bank | 2 | 1537 Commerce St, Grenada 38901 |
| The Huntington National Bank | 1 | 750 Sunset Dr, Grenada 38901 |
| Regions Bank | 1 | 332 Sunset Dr, Grenada 38901 |
| BankPlus | 1 | 1663 Sunset Dr, Grenada 38901 |
| The Cleveland State Bank | 1 | 229 Sunset Dr, Grenada 38901 |
| Woodforest National Bank | 1 | 1655 Sunset Dr, Grenada 38901 |
| Guaranty Bank and Trust Company | 1 | 1433 Sunset Dr, Grenada 38901 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Grenada County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Mutual | 960 J K Avent Drive, Grenada 38901 |
| Southern Security | 1360 Sunset Dr Ste 4, Grenada 38901 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Grenada County
All Mississippi counties and cities
Frequently asked questions
Are payday loans legal in Grenada County?
Grenada County follows Mississippi law. Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Are title loans legal in Grenada County?
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Where can I get a small loan in Grenada County?
Options include 8 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Grenada County?
Fill out our short online form from anywhere in Grenada County. We share it with lenders in our network that serve Mississippi; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Grenada County?
Yes. When an unexpected bill comes up, Grenada County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Grenada County with bad credit?
Yes, many lenders in our network work with Grenada County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Grenada County, MS?
You can apply at banks, credit unions and lenders in Grenada County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Mississippi residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Grenada County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Grenada County residents can start any time, and it takes about 3 minutes.