Loans in Harrison County, MS: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Harrison County, MS.
The median household in Harrison County earns $59,479 a year, 5% above the Mississippi median of $56,447. About 17% of residents live below the federal poverty line, and 37.8% of households rent their home.
What you need for a payday loan in Harrison County
Lenders that serve Harrison County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Harrison County
What Harrison County borrowers use it for
the fastest options online
Moving costsdeposits, trucks and first-week expenses
Rent duecover a short gap before payday
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Harrison County
Payday Loans Legal
Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Personal Loans
Tiered 36%-14% APR; 59% to $5,330; credit availability 25%/month to $3,320.
Title Loans Legal
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Banks and credit unions in Harrison County
Banks with branches in Harrison County
57 FDIC-insured bank branches from 13 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Peoples Bank, Biloxi, Mississippi | 12 | 152 Lameuse St, Biloxi 39530 |
| Hancock Whitney Bank | 11 | 2510 14th St, Gulfport 39501 |
| Renasant Bank | 6 | 1300 25th Ave, Gulfport 39501 |
| The Huntington National Bank | 6 | 760 Howard Ave, Biloxi 39530 |
| Community Bank of Mississippi | 5 | 732 Howard Ave, Biloxi 39530 |
| Regions Bank | 4 | 9420 Highway 49, Gulfport 39503 |
| Trustmark Bank | 3 | 15465 Oak Ln, Gulfport 39503 |
| Woodforest National Bank | 3 | 9350a Highway 49, Gulfport 39503 |
| Wells Fargo Bank, National Association | 2 | 2675 Pass Rd, Biloxi 39531 |
| The Citizens Bank of Philadelphia, Mississippi | 2 | 12008 Highway 49, Gulfport 39503 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Harrison County
26 credit-union locations from 10 credit unions.
| Credit union | Location |
|---|---|
| Navigator | 11281 Highway 49, Gulfport 39503 |
| Gulf Coast Community | 12364 Highway 49, Gulfport 39503 |
| Southern Coastal | 677 Dr Martin Luther King Jr Blvd, Biloxi 39530 |
| Memorial | 4305 14Th St., Gulfport 39501 |
| Navy Federal Credit Union | 3821 Promenade Pkwy, Diberville 39540 |
| Keesler | 2602 Pass Rd, Biloxi 39531 |
| Southern Energy | 2201 17Th St, Gulfport 39501 |
| Sunbelt | 400 Veterans Ave, Biloxi 39531 |
| Biloxi Teachers | 1445 Father Ryan Ave, Biloxi 39530 |
| Water'S Edge | 1976 Popps Ferry Rd, Biloxi 39532 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Harrison County
All Mississippi counties and cities
Frequently asked questions
Are payday loans legal in Harrison County?
Harrison County follows Mississippi law. Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Are title loans legal in Harrison County?
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Where can I get a small loan in Harrison County?
Options include 57 bank and 26 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Harrison County?
Fill out our short online form from anywhere in Harrison County. We share it with lenders in our network that serve Mississippi; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Harrison County?
Yes. When an unexpected bill comes up, Harrison County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Harrison County with bad credit?
Yes, many lenders in our network work with Harrison County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Harrison County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Harrison County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Harrison County, MS?
You can apply at banks, credit unions and lenders in Harrison County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Mississippi residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.