Loans in Hinds County, MS: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Hinds County, MS.
The median household in Hinds County earns $49,402 a year, 12% below the Mississippi median of $56,447. About 23% of residents live below the federal poverty line, and 41.7% of households rent their home.
What you need for a payday loan in Hinds County
Lenders that serve Hinds County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Hinds County
What Hinds County borrowers use it for
cover a short gap before payday
Need money nowthe fastest options online
Emergencieshandle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Hinds County
Payday Loans Legal
Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Personal Loans
Tiered 36%-14% APR; 59% to $5,330; credit availability 25%/month to $3,320.
Title Loans Legal
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Banks and credit unions in Hinds County
Banks with branches in Hinds County
63 FDIC-insured bank branches from 16 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Trustmark Bank | 13 | 248 E Capitol St, Jackson 39201 |
| Regions Bank | 12 | 210 E Capitol St, Jackson 39201 |
| BankPlus | 8 | 217 Clinton Blvd, Clinton 39056 |
| The Huntington National Bank | 7 | 407 Highway 80 E, Clinton 39056 |
| Merchants and Planters Bank | 5 | 308 Raymond Sq, Raymond 39154 |
| Renasant Bank | 4 | 322 Highway 80 E, Clinton 39056 |
| Community Bank of Mississippi | 2 | 6158 Old Canton Rd, Jackson 39211 |
| Copiah Bank | 2 | 5754 Terry Rd, Byram 39272 |
| FSNB, National Association | 2 | 5006 Old Canton Rd, Jackson 39211 |
| JPMorgan Chase Bank, National Association | 2 | 4500 I 55 N, Jackson 39211 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Hinds County
27 credit-union locations from 16 credit unions.
| Credit union | Location |
|---|---|
| Mutual | 503 E Main St, Raymond 39154 |
| Magnolia | 240 Briarwood Dr, Jackson 39206 |
| Rivertrust | 567 S State St, Jackson 39201 |
| Mississippi Public Employees | 613 S West St, Jackson 39201 |
| Brightview | 1151 N State St, Jackson 39202 |
| Mississippi Dhs | 767 N President St, Jackson 39202 |
| Healthplus | 500H E Woodrow Wilson Ave, Jackson 39216 |
| Keesler | 401 N West St, Jackson 39201 |
| Hope | 1748 University Blvd, Jackson 39204 |
| Riverland | 1340 Echelon Pkwy, Jackson 39213 |
| Centuryfirst | 1001 Highway 80 E, Clinton 39056 |
| Jackson Area | 7375 S Siwell Rd, Byram 39272 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Hinds County
All Mississippi counties and cities
Frequently asked questions
Are payday loans legal in Hinds County?
Hinds County follows Mississippi law. Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Are title loans legal in Hinds County?
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Where can I get a small loan in Hinds County?
Options include 63 bank and 27 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Hinds County?
Fill out our short online form from anywhere in Hinds County. We share it with lenders in our network that serve Mississippi; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Hinds County with bad credit?
Yes, many lenders in our network work with Hinds County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Hinds County?
Yes. When an unexpected bill comes up, Hinds County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Hinds County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Hinds County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Hinds County, MS?
You can apply at banks, credit unions and lenders in Hinds County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Mississippi residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.