Loans in Itawamba County, MS: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Itawamba County, MS.
The median household in Itawamba County earns $55,546 a year, about the same as the Mississippi median of $56,447. About 16% of residents live below the federal poverty line, and 21.0% of households rent their home. 11.8% of households have no home internet; our form works on any phone.
What you need for a payday loan in Itawamba County
Lenders that serve Itawamba County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Itawamba County
What Itawamba County borrowers use it for
the fastest options online
Moving costsdeposits, trucks and first-week expenses
Rent duecover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Itawamba County
Payday Loans Legal
Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Personal Loans
Tiered 36%-14% APR; 59% to $5,330; credit availability 25%/month to $3,320.
Title Loans Legal
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Banks and credit unions in Itawamba County
Banks with branches in Itawamba County
7 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Huntington National Bank | 2 | 301 W Wiygul St, Fulton 38843 |
| Farmers and Merchants Bank | 2 | 5600 Highway 363, Mantachie 38855 |
| Trustmark Bank | 1 | 102 S Cummings St, Fulton 38843 |
| Guaranty Bank and Trust Company | 1 | 401 Interchange Dr, Fulton 38843 |
| Community Spirit Bank | 1 | 100 Pierce Town Rd, Fulton 38843 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Itawamba County. The nearest counties with credit unions:
Credit unions in Lee County
4 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Brightview | 924 Harmony Ln, Tupelo 38804 |
| N. Mississippi Health Services Emp. | 830 S Gloster St, Tupelo 38801 |
| F A A | 3182 Tupelo Cmns, Tupelo 38804 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Monroe County
5 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Ampot | 40481 Old Highway 45 S, Hamilton 39746 |
| Tombigbee | 1010 True Temper Cir, Amory 38821 |
| Northeast Mississippi | 101 3Rd Ave S, Amory 38821 |
Source: NCUA credit union branch data, June 30, 2026.
All Mississippi counties and cities
Frequently asked questions
Are payday loans legal in Itawamba County?
Itawamba County follows Mississippi law. Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Are title loans legal in Itawamba County?
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Where can I get a small loan in Itawamba County?
Options include 7 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Itawamba County?
Fill out our short online form from anywhere in Itawamba County. We share it with lenders in our network that serve Mississippi; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Itawamba County?
Yes. You don't need to visit a branch or storefront anywhere in Itawamba County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Mississippi. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Itawamba County with bad credit?
Yes, many lenders in our network work with Itawamba County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Itawamba County, MS?
You can apply at banks, credit unions and lenders in Itawamba County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Mississippi residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Itawamba County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Itawamba County residents can start any time, and it takes about 3 minutes.