Loans in Jefferson Davis County, MS: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Jefferson Davis County, MS.
The median household in Jefferson Davis County earns $38,548 a year, 32% below the Mississippi median of $56,447. About 29% of residents live below the federal poverty line, and 15.5% of households rent their home. 17.1% of households have no home internet; our form works on any phone.
What you need for a payday loan in Jefferson Davis County
Lenders that serve Jefferson Davis County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Jefferson Davis County
What Jefferson Davis County borrowers use it for
the fastest options online
Moving costsdeposits, trucks and first-week expenses
Car repairskeep getting to work while the shop fixes it
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Jefferson Davis County
Payday Loans Legal
Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Personal Loans
Tiered 36%-14% APR; 59% to $5,330; credit availability 25%/month to $3,320.
Title Loans Legal
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Banks and credit unions in Jefferson Davis County
Banks with branches in Jefferson Davis County
3 FDIC-insured bank branches from 2 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Regions Bank | 2 | 2102 Columbia Ave, Prentiss 39474 |
| Hancock Whitney Bank | 1 | 965 South Columbia Avenue, Prentiss 39474 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Jefferson Davis County. The nearest counties with credit unions:
Credit unions in Lawrence County
4 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Ferguson | 1026 E Broad St, Monticello 39654 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Marion County
3 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Ferguson | 519 Highway 98 Byp, Columbia 39429 |
| Zellco | 547 Eagle Day Ave, Columbia 39429 |
Source: NCUA credit union branch data, June 30, 2026.
All Mississippi counties and cities
Frequently asked questions
Are payday loans legal in Jefferson Davis County?
Jefferson Davis County follows Mississippi law. Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Are title loans legal in Jefferson Davis County?
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Where can I get a small loan in Jefferson Davis County?
Options include 3 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Jefferson Davis County?
Fill out our short online form from anywhere in Jefferson Davis County. We share it with lenders in our network that serve Mississippi; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Jefferson Davis County?
Yes. You don't need to visit a branch or storefront anywhere in Jefferson Davis County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Mississippi. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Jefferson Davis County?
Yes. When an unexpected bill comes up, Jefferson Davis County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Jefferson Davis County with bad credit?
Yes, many lenders in our network work with Jefferson Davis County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Jefferson Davis County, MS?
You can apply at banks, credit unions and lenders in Jefferson Davis County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Mississippi residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.