Loans in Lamar County, MS: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Lamar County, MS.
The median household in Lamar County earns $70,909 a year, 26% above the Mississippi median of $56,447. About 15% of residents live below the federal poverty line, and 30.5% of households rent their home.
What you need for a payday loan in Lamar County
Lenders that serve Lamar County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Lamar County
What Lamar County borrowers use it for
handle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Need money nowthe fastest options online
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Lamar County
Payday Loans Legal
Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Personal Loans
Tiered 36%-14% APR; 59% to $5,330; credit availability 25%/month to $3,320.
Title Loans Legal
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Banks and credit unions in Lamar County
Banks with branches in Lamar County
29 FDIC-insured bank branches from 17 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| PriorityOne Bank | 4 | 6276 U S Highway 98, Hattiesburg 39402 |
| The Huntington National Bank | 3 | 201 W Main Ave, Lumberton 39455 |
| Renasant Bank | 2 | 6480 U S Highway 98 W, Hattiesburg 39402 |
| Trustmark Bank | 2 | 104 Mayfair Rd, Hattiesburg 39402 |
| The Citizens National Bank of Meridian | 2 | 4599 Hardy St, Hattiesburg 39402 |
| Regions Bank | 2 | 1000 Turtle Creek Dr, Hattiesburg 39402 |
| Hancock Whitney Bank | 2 | 4 Highway 589, Purvis 39475 |
| Citizens Bank | 2 | 1036 Highway 42, Sumrall 39482 |
| BankFirst Financial Services | 2 | 6179 U S Highway 98, Hattiesburg 39402 |
| Grand Bank for Savings, FSB | 1 | 204 Westover Dr, Hattiesburg 39402 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Lamar County
3 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Keesler | 6175 U S Highway 98 Ste 20, Hattiesburg 39402 |
| Sunbelt | 112 Westover Dr, Hattiesburg 39402 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Lamar County
All Mississippi counties and cities
Frequently asked questions
Are payday loans legal in Lamar County?
Lamar County follows Mississippi law. Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Are title loans legal in Lamar County?
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Where can I get a small loan in Lamar County?
Options include 29 bank and 3 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Lamar County?
Fill out our short online form from anywhere in Lamar County. We share it with lenders in our network that serve Mississippi; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Lamar County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Lamar County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Lamar County with bad credit?
Yes, many lenders in our network work with Lamar County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Lamar County?
Yes. When an unexpected bill comes up, Lamar County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Lamar County, MS?
You can apply at banks, credit unions and lenders in Lamar County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Mississippi residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.