Loans in Leake County, MS: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Leake County, MS.
The median household in Leake County earns $50,728 a year, 10% below the Mississippi median of $56,447. About 20% of residents live below the federal poverty line, and 23.3% of households rent their home. 21.9% of households have no home internet; our form works on any phone.
What you need for a payday loan in Leake County
Lenders that serve Leake County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Leake County
What Leake County borrowers use it for
handle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Leake County
Payday Loans Legal
Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Personal Loans
Tiered 36%-14% APR; 59% to $5,330; credit availability 25%/month to $3,320.
Title Loans Legal
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Banks and credit unions in Leake County
Banks with branches in Leake County
9 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Trustmark Bank | 3 | 114 S Pearl St, Carthage 39051 |
| First Financial Bank | 2 | 510 Highway 35 S, Carthage 39051 |
| The Bank of Forest | 1 | 101 Chadwick Ave E, Walnut Grove 39189 |
| The Citizens National Bank of Meridian | 1 | 305 S Van Buren St, Carthage 39051 |
| The Citizens Bank of Philadelphia, Mississippi | 1 | 301 W Main St, Carthage 39051 |
| Southern Bancorp Bank | 1 | 101 East Franklin Street, Suite D, Carthage 39051 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Leake County. The nearest counties with credit unions:
Credit unions in Neshoba County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| First Neshoba | 547 E Main St, Philadelphia 39350 |
| Choctaw | 203 Choctaw Town Center, Choctaw 39350 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Scott County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Magnolia | 5134 Highway 80, Morton 39117 |
Source: NCUA credit union branch data, June 30, 2026.
All Mississippi counties and cities
Frequently asked questions
Are payday loans legal in Leake County?
Leake County follows Mississippi law. Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Are title loans legal in Leake County?
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Where can I get a small loan in Leake County?
Options include 9 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Leake County?
Fill out our short online form from anywhere in Leake County. We share it with lenders in our network that serve Mississippi; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Leake County?
Yes. When an unexpected bill comes up, Leake County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Leake County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Leake County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Leake County with bad credit?
Yes, many lenders in our network work with Leake County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Leake County?
Yes. You don't need to visit a branch or storefront anywhere in Leake County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Mississippi. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.