Loans in Newton County, MS: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Newton County, MS.
The median household in Newton County earns $50,540 a year, 10% below the Mississippi median of $56,447. About 25% of residents live below the federal poverty line, and 20.9% of households rent their home. 19.8% of households have no home internet; our form works on any phone.
What you need for a payday loan in Newton County
Here's what to have on hand before you start your payday loan request in Newton County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Newton County
What Newton County borrowers use it for
cover a short gap before payday
Car repairskeep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Newton County
Payday Loans Legal
Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Personal Loans
Tiered 36%-14% APR; 59% to $5,330; credit availability 25%/month to $3,320.
Title Loans Legal
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Banks and credit unions in Newton County
Banks with branches in Newton County
8 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| BankFirst Financial Services | 2 | 114 E Church St, Newton 39345 |
| Regions Bank | 2 | 405 Bank St, Union 39365 |
| The Citizens Bank of Philadelphia, Mississippi | 2 | 15220 Highway 15, Decatur 39327 |
| Great Southern Bank | 1 | 15122 Highway 15, Decatur 39327 |
| BankPlus | 1 | 129 S Frontage Rd, Newton 39345 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Newton County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Community Partners | 102 Old Highway 15 Loop, Newton 39345 |
Source: NCUA credit union branch data, June 30, 2026.
All Mississippi counties and cities
Frequently asked questions
Are payday loans legal in Newton County?
Newton County follows Mississippi law. Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Are title loans legal in Newton County?
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Where can I get a small loan in Newton County?
Options include 8 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Newton County?
Fill out our short online form from anywhere in Newton County. We share it with lenders in our network that serve Mississippi; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Newton County?
Yes. When an unexpected bill comes up, Newton County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Newton County, MS?
You can apply at banks, credit unions and lenders in Newton County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Mississippi residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Newton County?
Yes. You don't need to visit a branch or storefront anywhere in Newton County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Mississippi. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Newton County with bad credit?
Yes, many lenders in our network work with Newton County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.