Loans in Pike County, MS: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Pike County, MS.
The median household in Pike County earns $43,814 a year, 22% below the Mississippi median of $56,447. About 27% of residents live below the federal poverty line, and 33.2% of households rent their home. 17.5% of households have no home internet; our form works on any phone.
What you need for a payday loan in Pike County
Most Pike County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Pike County
What Pike County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Rent duecover a short gap before payday
Emergencieshandle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Pike County
Payday Loans Legal
Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Personal Loans
Tiered 36%-14% APR; 59% to $5,330; credit availability 25%/month to $3,320.
Title Loans Legal
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Banks and credit unions in Pike County
Banks with branches in Pike County
17 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First Bank | 7 | 105 S Broadway St, Mccomb 39648 |
| Pike National Bank | 3 | 350 Rawls Dr, Mccomb 39648 |
| Trustmark Bank | 2 | 133 N Broadway St, Mccomb 39648 |
| Regions Bank | 2 | 1200 Lasalle St, Mccomb 39648 |
| Citizens Bank | 1 | 105 N Clark Ave, Magnolia 39652 |
| Woodforest National Bank | 1 | 1608 Smithdale Rd, Mccomb 39648 |
| Bank of Franklin | 1 | 511 Apache Dr, Mccomb 39648 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Pike County
4 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Magnolia | 913 Delaware Ave, Mccomb 39648 |
| Sunbelt | 101 Anna Dr, Mccomb 39648 |
| First Unity | 200 N Broadway St, Mccomb 39648 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Pike County
All Mississippi counties and cities
Frequently asked questions
Are payday loans legal in Pike County?
Pike County follows Mississippi law. Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Are title loans legal in Pike County?
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Where can I get a small loan in Pike County?
Options include 17 bank and 4 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Pike County?
Fill out our short online form from anywhere in Pike County. We share it with lenders in our network that serve Mississippi; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Pike County, MS?
You can apply at banks, credit unions and lenders in Pike County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Mississippi residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Pike County with bad credit?
Yes, many lenders in our network work with Pike County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Pike County?
Yes. When an unexpected bill comes up, Pike County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Pike County?
Yes. You don't need to visit a branch or storefront anywhere in Pike County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Mississippi. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.