Loans in Quitman County, MS: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Quitman County, MS.
The median household in Quitman County earns $32,412 a year, 43% below the Mississippi median of $56,447. About 30% of residents live below the federal poverty line, and 35.3% of households rent their home. 31.1% of households have no home internet; our form works on any phone.
What you need for a payday loan in Quitman County
Here's what to have on hand before you start your payday loan request in Quitman County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Quitman County
What Quitman County borrowers use it for
gifts and travel without maxing a card
Rent duecover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Quitman County
Payday Loans Legal
Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Personal Loans
Tiered 36%-14% APR; 59% to $5,330; credit availability 25%/month to $3,320.
Title Loans Legal
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Banks and credit unions in Quitman County
Banks with branches in Quitman County
4 FDIC-insured bank branches from 3 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Southern Bancorp Bank | 2 | 815 Darby Avenue, Lambert 38643 |
| Citizens Bank & Trust Co. | 1 | 239 E Main St, Marks 38646 |
| First Security Bank | 1 | 1651 Charlie Pride Rd S, Marks 38646 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Quitman County. The nearest counties with credit unions:
Credit unions in Coahoma County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Red River Employees | 220 1St St, Clarksdale 38614 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Panola County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Red River Employees | 138 Highway 6 W, Batesville 38606 |
Source: NCUA credit union branch data, June 30, 2026.
All Mississippi counties and cities
Frequently asked questions
Are payday loans legal in Quitman County?
Quitman County follows Mississippi law. Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Are title loans legal in Quitman County?
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Where can I get a small loan in Quitman County?
Options include 4 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Quitman County?
Fill out our short online form from anywhere in Quitman County. We share it with lenders in our network that serve Mississippi; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Quitman County with bad credit?
Yes, many lenders in our network work with Quitman County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Quitman County?
Yes. You don't need to visit a branch or storefront anywhere in Quitman County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Mississippi. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Quitman County?
Yes. When an unexpected bill comes up, Quitman County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Quitman County, MS?
You can apply at banks, credit unions and lenders in Quitman County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Mississippi residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.