Loans in Washington County, MS: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Washington County, MS.
The median household in Washington County earns $42,165 a year, 25% below the Mississippi median of $56,447. About 26% of residents live below the federal poverty line, and 39.8% of households rent their home. 17.9% of households have no home internet; our form works on any phone.
What you need for a payday loan in Washington County
Here's what to have on hand before you start your payday loan request in Washington County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Washington County
What Washington County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Holiday expensesgifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Washington County
Payday Loans Legal
Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Personal Loans
Tiered 36%-14% APR; 59% to $5,330; credit availability 25%/month to $3,320.
Title Loans Legal
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Banks and credit unions in Washington County
Banks with branches in Washington County
20 FDIC-insured bank branches from 8 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Planters Bank & Trust Company | 4 | Hinds Street And Washington Avenue, Greenville 38701 |
| Guaranty Bank and Trust Company | 4 | 536 Washington Ave, Greenville 38701 |
| Trustmark Bank | 3 | 605 Main St, Greenville 38701 |
| Southern Bancorp Bank | 3 | 215 S Broadway St, Greenville 38701 |
| Regions Bank | 2 | 540 Main St, Greenville 38701 |
| The Jefferson Bank | 2 | 3008 E Reed Rd, Greenville 38703 |
| CB&S Bank, Inc. | 1 | 342 Washington Ave, Greenville 38701 |
| Woodforest National Bank | 1 | 1831 S Dr Martin L King, Greenville 38701 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Washington County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Delta | 2339 Highway 1 S, Greenville 38701 |
| Hope | 546 Martin Luther King Dr, Greenville 38701 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Washington County
All Mississippi counties and cities
Frequently asked questions
Are payday loans legal in Washington County?
Washington County follows Mississippi law. Payday loans (delayed deposit check cashing) are legal in Mississippi from check cashers licensed by DBCF under the Mississippi Check Cashers Act, Miss.
Are title loans legal in Washington County?
Car title loans (title pledges) are legal in Mississippi from lenders licensed by DBCF under the Mississippi Title Pledge Act, Miss.
Where can I get a small loan in Washington County?
Options include 20 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Washington County?
Fill out our short online form from anywhere in Washington County. We share it with lenders in our network that serve Mississippi; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Washington County with bad credit?
Yes, many lenders in our network work with Washington County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Washington County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Washington County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Washington County?
Yes. You don't need to visit a branch or storefront anywhere in Washington County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Mississippi. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Washington County, MS?
You can apply at banks, credit unions and lenders in Washington County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Mississippi residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.