Loans in Broadwater County, MT: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Broadwater County, MT.
The median household in Broadwater County earns $70,374 a year, about the same as the Montana median of $72,509. About 13% of residents live below the federal poverty line, and 12.2% of households rent their home. 11.8% of households have no home internet; our form works on any phone.
What you need for a personal loan in Broadwater County
Lenders that serve Broadwater County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Broadwater County
What Broadwater County borrowers use it for
keep getting to work while the shop fixes it
Need money nowthe fastest options online
Rent duecover a short gap before payday
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Broadwater County
Payday Loans Not available
Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Personal Loans
Licensed consumer lenders may charge no more than 36% a year interest, plus limited deferral and late fees.
Title Loans Not available
Montana's Title Loan Act was repealed in 2013.
Banks and credit unions in Broadwater County
Banks with branches in Broadwater County
1 FDIC-insured bank branches from 1 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Opportunity Bank of Montana | 1 | 400 Broadway St, Townsend 59644 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Broadwater County. The nearest counties with credit unions:
Credit unions in Jefferson County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Southwest Montana Community | 9 N Main St, Whitehall 59759 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Meagher County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Vocal | 4261 Us Highway 12 E, White Sulphur Springs 59645 |
Source: NCUA credit union branch data, June 30, 2026.
All Montana counties and cities
Frequently asked questions
Are payday loans legal in Broadwater County?
Broadwater County follows Montana law. Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Are title loans legal in Broadwater County?
Montana's Title Loan Act was repealed in 2013.
Where can I get a small loan in Broadwater County?
Options include 1 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Broadwater County?
Fill out our short online form from anywhere in Broadwater County. We share it with lenders in our network that serve Montana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Broadwater County?
Yes. When an unexpected bill comes up, Broadwater County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Broadwater County?
Yes. You don't need to visit a branch or storefront anywhere in Broadwater County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Montana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Broadwater County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Broadwater County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Broadwater County, MT?
You can apply at banks, credit unions and lenders in Broadwater County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Montana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.