Loans in Carbon County, MT: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Carbon County, MT.
The median household in Carbon County earns $80,261 a year, 11% above the Montana median of $72,509. About 8% of residents live below the federal poverty line, and 22.0% of households rent their home.
What you need for a personal loan in Carbon County
Lenders that serve Carbon County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Carbon County
What Carbon County borrowers use it for
keep getting to work while the shop fixes it
Need money nowthe fastest options online
Medical billspay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Carbon County
Payday Loans Not available
Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Personal Loans
Licensed consumer lenders may charge no more than 36% a year interest, plus limited deferral and late fees.
Title Loans Not available
Montana's Title Loan Act was repealed in 2013.
Banks and credit unions in Carbon County
Banks with branches in Carbon County
4 FDIC-insured bank branches from 2 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Bank of Bridger, National Association | 3 | 101 S Main St, Bridger 59014 |
| First Interstate Bank | 1 | 602 N Broadway Ave, Red Lodge 59068 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Carbon County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Altana | 821 S Hauser Ave, Red Lodge 59068 |
Source: NCUA credit union branch data, June 30, 2026.
All Montana counties and cities
Frequently asked questions
Are payday loans legal in Carbon County?
Carbon County follows Montana law. Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Are title loans legal in Carbon County?
Montana's Title Loan Act was repealed in 2013.
Where can I get a small loan in Carbon County?
Options include 4 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Carbon County?
Fill out our short online form from anywhere in Carbon County. We share it with lenders in our network that serve Montana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Carbon County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Carbon County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Carbon County?
Yes. You don't need to visit a branch or storefront anywhere in Carbon County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Montana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Carbon County?
Yes. When an unexpected bill comes up, Carbon County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Carbon County, MT?
You can apply at banks, credit unions and lenders in Carbon County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Montana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.